DJ Event Liability Insurance

Starting at
$ 59 /1-3 day policies
Event Insurance for DJs, VJs, & KJs

DJ General Liability Insurance for Weddings, Parties, Corporate Events, and more.

10-minute process - get insurance and download certificate today. Get Annual Coverage from $16/month. Learn More

Why Insurance Canopy for DJ Insurance?

Insurance Canopy's policies are structured specifically for DJ, VJ, and KJ professionals. We provide affordable A+ rated general liability insurance with an easy online instant application process. Be prepared for your DJ event by purchasing our 1-3 day policy.

Backed by
Great American Insurance Group company logo Belfast Insurance Group company logo
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Save

Need DJ insurance for one day? Keep your budget balanced with affordable 1-3 day general & public liability insurance.

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Protect

Do not expose your DJ business to potential lawsuits. Insurance Canopy manages your risk through "A+ rated" insurance so that you won't have to remix your business.

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Perform

Most events require a general liability policy for you to perform. Buy online in minutes and focus more on what you love!


DJ using DJ equipment

Coverage Details

General Liability Limits  
General Aggregate (other than Products-Completed) 
The most your policy will pay for bodily injury and property damage claims occurring within the policy term that you become legally obligated to pay due to your business services.
$2,000,000
Products Completed Operations Aggregate 
The maximum amount your policy will pay for bodily injury and property damage claims occurring within the policy term that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.
$2,000,000
Personal & Advertising Injury 
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False Arrest, detention or imprisonment
- Malicious prosecution
- Wrongful Eviction or Wrongful Entry
- Oral or written publications that slander or libels a person or organization
- Oral or written publication or material that violates a person's right of privacy
- The use of another's advertising idea in your advertisement
$1,000,000
Each Occurrence Limit  
The maximum amount paid per incident during the term of the policy.
$1,000,000
Damage to Premises Rented to You 
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
Pricing  
Event Policy (1-3 days) 
Purchase a DJ event policy and get short-term coverage.
$59
Annual Policy 
DJ annual policy that will remain in effect the whole year. Visit Annual
from $199

This is a surplus lines policy

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DJ Event Insurance

Event Policy: Starting at $59 – Choosing the right small business insurance is critical. Avoid gaps in your coverage that could risk the future of your business.

Questions About DJ Insurance

DJ insurance covers claims that may arise from your operations during an event. For example, if a club patron injures themselves by tripping over your equipment or you damage a venue, DJ event insurance could help cover the costs of these claims.

Disc jockey event insurance provides coverages for your general liability for 1-3 days.

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  • Having insurance adds to your credibility and professionalism.
  • Clients or club owners may require you to show proof of insurance before hiring you.
  • Liability insurance gives you a layer of defense against claims such as bodily injury or property damage.
  • You can enjoy financial peace of mind.
  • Club or venue owners may require you to add them as an additional insured.
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A basic 1-3 day general liability insurance policy starts at $59. Unlimited additional insureds can also be purchased for just $5.

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Yes. DJ event insurance is an important component of your business and is designed to protect your financial assets if you were to be sued as a result of your business operations. You could be held liable for claims that include injuries, illnesses, or damages arising from your entertainment services. The legal costs alone from claims like these can be financially devastating. With DJ event insurance, you'll have the protection you need just in case something goes wrong.

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Yes, our DJ event insurance policy does cover lighting, but with two exclusions:

  • We don't cover pyrotechnics
  • We don't cover sound & lighting technicians

Basically, if you're a DJ who wants to set up some small light displays for your performance, general liability insurance can be included under the Event Policy. But if you set up lights for others' performances, those would not be covered.

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To fit your DJ business needs, Insurance Canopy provides two DJ policies—an event policy and an annual policy. An event policy is best suited for DJs who are playing one show or are playing at a weekend-long event. The show policy is active for up to 3 consecutive days. An annual policy is active for one year and is designed for DJs who perform year-round or plan on DJing for several months at a time. Keep in mind that Tools & Equipment Coverage is not available for the event policy. To learn more about the two coverages, take a look at this blog, Do You Need a DJ Event Policy or DJ Annual Policy?

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Choosing the right insurance is critical.

You can’t afford gaps in your coverage that could put you out of business.

Need additional information before making a decision?

Give our team a call today at 844.520.6993

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DJ Liability Insurance
Licensed in All 50 States
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