Entertainers Insurance

Your entertainer insurance policy from Insurance Canopy includes:

• General liability insurance
• Professional liability insurance (annual policy only)
• Damage to premises rented to you
• Personal and advertising injury
• Products completed operations aggregate

• You may face some liability risks unique to entertainers such as setting up shows, equipment, fog machines, or stages.
• Venues may require you to show proof of insurance before hiring you or allowing you to operate on their property.
• Liability insurance gives you a layer of defense against claims such as bodily injury or property damage.
• If you use your own equipment and you transport it to multiple locations, you will want to protect your equipment against theft, damage, or loss with inland marine coverage.
• Wedding venues, concert halls, and other places may require you to add them as an additional insured to your entertainers insurance policy before allowing you to perform.

There are two entertainers insurance policies you can choose from—an annual policy or an event policy. An annual policy is active for one year – with annual or monthly payment options. Annual starts at $199 one time, or $14.93 monthly for 12 months. The annual policy is ideal for entertainers who perform year round and need constant coverage.

The event policy is active for 1–3 days and starts at $59. If you are performing for a single event or a weekend, the event policy will be just right for you. There are options to add additional insurance limits to this policy to meet your venue’s requirements.

Keep in mind that these prices are the cost for the base policies and you can add additional coverages to your policy at an extra cost.

To put it simply, yes. While a venue does carry insurance, your personal property will not be covered in the event of a claim. If there is a claim that lists you or your group, you will also not have coverage from the venue. It is important to carry your own insurance, to protect your bottom line.

As an entertainer, you can be held liable if illnesses, injuries, or damages are caused by your business operations to the venue or attendees. Claims from incidents like these could sweep away your entire business. Having insurance provides a financial safety net so that if an accident occurs, you won’t have to pay hefty out-of-pocket costs.

A common claim entertainers and performers face is a party guest tripping on their equipment. If they trip on your speaker cords and sustain an injury, you can be held responsible for any medical bills because of failure to maintain a safe environment.

If your sound equipment or instruments sustain damage during an event - from spilled refreshments or an accident from an attendee, tools & equipment coverage can come in handy to help you replace your tools of the trade! This is an optional coverage that you can add to your base policy.

And finally, if your equipment damages the venue’s property, like scratching the hardwood floor, you can be held liable to fix the damage caused. With insurance, you wouldn’t need to pay for all of these expenses out of your own pocket. You would be able to file a claim and have professional assistance.

Insurance Canopy covers a wide array of entertainers with insurance. Take a look at our comprehensive list here:

• Balloon Artist
• Bands
• Clown
• Comedian
• Disc Jockey (DJs)
• Holiday & Fairytale Characters (Santa, Princesses, etc.)
• Impersonators
• Jugglers
• Magician
• Mimes
• Musician
• Poets/ Storytellers
• Performer
• Yodeler

If you don’t see your profession listed above, you can call our licensed insurance agents to see if we can get you covered.

When filling out an annual online application, you can add Tools & Equipment Coverage to your base annual policy. This coverage ranges from an additional $3.33–$5 to your annual policy and can cover up to $5,000 per item. The Tools & Equipment Coverage is designed to cover your business personal property like equipment, supplies, or inventory. However, it does not cover structural property, like a building.

The entertainers' event policy is not eligible for Tools & Equipment coverage.

Insurance Canopy offers customizable coverage options, allowing you to tailor your policy to your business specific needs. We combine general and professional liability insurance into one plan for your convenience, with the option to add on any endorsements or additional insureds. Insurance Canopy’s policies also come at a competitive and affordable price. You don’t have to choose quality over cost! Plus, our policies can be purchased entirely online at any time from anywhere. You can be insured in just 10 minutes or less!

With Insurance Canopy, you can access your policy documents 24/7 through your online portal, and make any updates to your policy. Enjoy the option of monthly payments on our annual plan, or save #% with a one-time purchase. We also make it easy for you to sign up through Facebook or Google and offer the option to set up an account with your email address. If you have any questions, you can chat with one of our online agents or give us a call.

Yes. You set the effective date of your policy when you are filing out the simple online application. Coverage for your business can begin today, as soon as your purchase is completed. If you would like for the coverage to begin on a specific day, you will have the chance to specify that date on your application. Your policy documents will also be available to download from your online account immediately after purchase.

Yes. You may cancel your entertainer insurance policy at any time, but there is no money back guarantee on months you have already paid for.

Filling out an application is easy and only takes 10 minutes. The best part is you don’t need to request an entertainers insurance quote. Here is a list of things you’ll need to provide when filling out an application to get insured:

• Personal information (name, address, business information)
• Business operation information (gross sales, type of events, number of years in business, etc.)
• Knowledge of previous insurance claim history
• Details for Additional Insureds, tenants or landlords that will be added.
• Payment information