Dance Instructor Insurance

Choreograph Your Credibility As A Dance Instructor

As Low As
12.50
Monthly
$150 per year
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129
Yearly
Save 14%
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Insurance for Dance Instructors

Insurance Canopy providesaffordable "A+ rated" insurance for dance instructors, yoga teachers, personal trainers, and other fitness professionals. With a general & professional liability policy from Insurance Canopy, you can trust that you're getting comprehensive coverage with some of the most competitive premiums in the nation.

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Get Necessary Coverage


As a dance teacher, you need a Dance Instructor Insurance policy that offers you both Professional Liability and General Liability Insurance protection for your business. Without this insurance, you’d be left to handle the weight of a lawsuit on your own. While most insurance companies the necessary coverages separately, Insurance Canopy combines the coverage you need for your dance business.

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Choose Your Payment Plan


Insurance Canopy offers our dance instructor customers flexible payment options when it comes to insurance billing. You can either select an annual payment that starts at $129 or a monthly payment that starts at $12.50 monthly.

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Leverage Our Professionals


You deserve coverage from experienced professionals with knowledge of your industry. Our team has over a decade in the insurance world and can help answer any questions you may have while you’re applying for coverage. Contact us today for more information.

Coverage Details

1 Additional Insured - $15 | Unlimited Additional Insureds - $30

General & Professional Liability Limits  
General & Professional Liability 
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
 $3,000,000
Products & Completed Operations Aggregate 
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are manufactured, sold, or distributed.
 $3,000,000
Personal & Advertising Injury 
The amount that your policy will pay for claims arising out of one or more of the following offenses:
  • False Arrest, detention or imprisonment
  • Malicious prosecution
  • Wrongful Eviction or Wrongful Entry
  • Oral or written publications that slander or libels a person or organization
  • Oral or written publication or material that violates a person's right of privacy
  • The use of another's advertising idea in your advertisement
 Included
General & Professional Liability Each Occurrence 
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
 $2,000,000
Damage to Premises Rented to You 
The most we will pay for property damage to any one premises, while rented to you, or in the case of damage by fire, while rented to you or temporarily occupied by you with permission of the owner.
 $300,000
Medical Expense Limit 
A general liability coverage that reimburses others, without regard to the insured's liability, for medical or funeral expenses incurred by such persons as a result of bodily injury (BI) or death sustained by accident under the conditions specified in the policy.
 $5,000
Additional limits  
Inland Marine / Business Personal Property 
Inland marine insurance covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure.
 $2,000
Cyber Liability 
An additional cost will be added for this coverage. See the application for additional coverage details for Cyber Liability Insurance.
 $100,000
Deductible $100
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Have Questions?

Our licensed agents are available to answer any questions you may have (se habla español)

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The Coverage You Need

At Insurance Canopy, we offer dance instructor policies tailored specifically to their businesses. Our Dance Instructor Insurance is a combination of both General and Professional Liability Insurance. You also benefit from the following:

  • General Liability Insurance protects you against third-party bodily injury or property damage claims that arise out of your dance instruction. Pushing a client past their limits could cause a lawsuit claim against you when an injury results.
  • Professional Liability Insurance would protect your business against claims that your negligence in your dance class led to bodily injury or property damage
  • Equipment Insurance offers you protection for your dance equipment. From your railings to mirrors to props, if someone broke into your car and stole your equipment, you could file a claim.
  • Medical Expense Coverage is a good-faith portion of your insurance which could pay for the medical expenses of someone who gets injured while you teach them. This could pay for their medical bills instead of taking you to court for those fees.
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Protect Against Risk

As a dance instructor, you may not know the types of risks you face when teaching classes. Whether you run your own studio or rent a space, accidents can and do happen and you need to be protected against worst-case scenarios that could cause you financial harm.

  • Negligence Claims- Say you’re teaching a class and you over-stretch a student. If they decide to go to the hospital due to any resulting pain, you could be sued for negligence.
  • Slip-and-Fall Incidents- If you run your own studio and a client slips, breaking their ankle, you could be held liable for their medical expenses.
  • Property Damage Claims- When you rent space in someone’s facility, you could be liable for any property damage that happens as a result of any classes you hold there.
  • Stolen Gear Claims- Traveling from one studio to the next? If your gear gets stolen out of your vehicle, you could possibly file a claim to get that gear recovered.
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Questions About Dance Instructor Insurance

Dance instructor insurance covers claims related to the day-to-day operations of your dance business. For example, if a student sustains an injury while following your instructions or you damage a studio during a rehearsal, dance instructor insurance could help cover the costs of these claims.

Dance instructor insurance also provides coverages for business personal property, general liability, and professional liability, among others.

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  • Liability insurance coverage pegs you as a serious professional.
  • Clients or gym owners may require you to show proof of insurance before hiring you or even ask you to add them as an additional insured on your policy.
  • Liability insurance gives you a layer of defense against claims such as bodily injury or property damage.
  • You can enjoy financial peace of mind.
  • If you use your own equipment or transport equipment to multiple locations, you will want to protect it against theft, damage, or loss with additional limits for business personal property coverage.
  • If you offer nutrition or dietary advice as part of your services or alongside them, you could be insured with our nutrition endorsement which protects you against third-party claims your advice caused a client harm.
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A basic general and professional liability insurance policy starts at $129.

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Yes. Dance instructor insurance is essential to your business and is designed to protect your assets if you were to be sued as a result of your business operations. You could be held liable for claims that include injuries, illnesses, or damages arising from your classes.

Buy a policy today
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NPTI is an industry leader in personal trainer education programs. They offer 500/600 hours of in-person training taught by highly qualified instructors. Once you receive your education through NPTI, you never need to renew or take continuing education courses, and your certification is good for life.

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Choosing the right insurance is critical.

You can’t afford gaps in your coverage that could put you out of business.

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Need additional information before making a decision?

Give our team a call today at 844.520.6993

 

Dance Instructor Insurance

Annual Policy: Starting at $129 - Dance Instructor Insurance from Insurance Canopy offers you much-needed Professional Liability and General Liability Insurance so you can continue doing what you love--spreading the joy and art of dance to others.

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