Photographer Insurance

Photographer insurance can protect your business from expenses that come from injury, property damage, and broken or stolen property as a result of your business operation. Without insurance, these expenses could be financially crippling and even cost you your business.

As a photographer, you work intimately with other people, so it is vitally important to protect your business from out-of-pocket expenses should injury or other damages occur as a result of your business.

Photographer Insurance starts at $129 a year for up to $2 million coverage in general liability as well as business personal property coverage.

For additional cost, you can add protection such as increased equipment coverage for your camera gear, professional liability insurance if you teach lessons, or cyber liability coverage which can protect your business from the expenses that arise should your business fall victim to cyber crime.

Many events and venues require you to add them as an additional insured, which extends your insurance coverage to them. This prevents the event or venue from being held liable should an accident occur as a result of your business operation. If you ever participate in an event or do a photoshoot at a particular venue, you may be required to include them as an additional insured on your policy.

Insurance Canopy’s Photographer Insurance policy allows you to include additional insureds for a small extra cost depending on the coverage you need. For event policies, you can include unlimited additional insured for $5 per addition. For annual policies, you may include one additional insured for $15 or unlimited additional insureds for $30.