1 1 Start

2 2 Details

3 3 Eligibility

4 4 Additional Insureds

5 5 Quote

Sorry, we don't have availability to purchase it online, but we are working on it! In the meantime, please submit quote for underwriting and we’ll reach out with any remaining questions!

Let's Get Started!

Policy start date

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Policy end date

This policy will go into force on the start date and stay in force for {[{ policyLength }]} days.

Payments for this policy will stay in effect until cancelled.

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Please enter valid email address

Confirm Email

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Email address should match

Password

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Password

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Password must be at least 8 characters long and should contain at least one capital character, one lowercase character and one number.

Confirm Password

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Password should match

How did you hear about us

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Limits of Insurance

General Aggregate Limit (Other than Products – Completed Operations)	$ 2,000,000
Products - Completed Operations Aggregate Limit	Excluded
Personal and Advertising Injury Limit	$ 1,000,000
Each Occurrence Limit	$ 1,000,000
Damage to Premises Rented to You Limit (Any One Premises)	$ 300,000
Medical Expense Limit (Any One Person)	$ 5,000

Tell us about you.

Physical Address

First name

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Name can be between 2 and 70 characters long and can contain letters, hyphens, commas, dots, apostrophes and spaces

Last name

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Name can be between 2 and 70 characters long and can contain letters, hyphens, commas, dots, apostrophes and spaces

Street address

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WE CANNOT ACCEPT A PO BOX AS A PHYSICAL ADDRESS. KINDLY ENTER A PHYSICAL ADDRESS FOR YOUR BUSINESS.

Address line 2

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City

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State

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Please click here to be directed to an application that is specifically for those whose business is in .

This state is not available for this program.

Due to the current natural disaster in your area, we are unable to provide all Inland Marine options associated with this program at this time. All Inland Marine options will be available soon.

Note: If you are trying to add a policy from your customer dashboard and your current policy is expired, please change your State selection above, and then change it back to your correct state. This will allow you to continue to step two. We apologize for any inconvenience this has caused. (i.e., North Carolina > Texas > North Carolina)

Zip code

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Invalid physical ZIP code

Mailing Address is the Same as the Physical Address

Mailing address

Street address

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WE CANNOT ACCEPT A PO BOX AS A PHYSICAL ADDRESS. KINDLY ENTER A PHYSICAL ADDRESS FOR YOUR BUSINESS.

Address line 2

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City

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State

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Please click here to be directed to an application that is specifically for those whose business is in .

This state is not available for this program.

Due to the current natural disaster in your area, we are unable to provide all Inland Marine options associated with this program at this time. All Inland Marine options will be available soon.

Zip code

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Invalid ZIP code

Business information

Business type

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Business Name

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Business name - Only letters (A-Z), numbers (0-9), & (ampersand), and - (hyphen) are allowed.

Please provide your full name under mailing address.

A business you own and operate, not a business that employs you.

DBA

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Mobile number

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Invalid phone

Website

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Business activities

Photographer

Videographer

Other

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Describe other business activities

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Let's find out if you are eligible.

Business Operations

Select an option

By selecting yes, you confirm that your operations do not include the following: I do not do any full-length feature motion picture production as part of my business I do not now and have not in the past done any work that would be considered paparazzi I do not know and have not in the past that would be considered pornography or adult content Clarification note: Birthing or Boudoir Photography is not considered adult content when done for the personal use of the client and not for commercial distribution. I do not anticipate doing any shoots outside of the US or Canada Please note there is no coverage outside of the US or Canada	Yes	No

Application cannot be completed online.

Underwriting Information

Select an option

By selecting yes, you confirm that: I have not had any complaints, claims, or lawsuits in the past 5 years involving matters of privacy breach, identity theft, libel, or other personal or advertising issues I are not aware of any incident(s) that may result in a claim I have not had any liability or property claims in the past 3 years My insurance has not been canceled or non-renewed in the past	Yes	No

Application cannot be completed online.

Terms and Conditions

By checking this box, you agree to the following:

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Read Excluded Operations / Terms and Conditions / Privacy and Communication Policy Statement / Warranty Statement

Add additional insureds.

When you add a person, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.
A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.

Photography/Videography Event - AI #{[{ $index + 1}]}(+$0.00)

Included with policy: Additional Insured, Waiver of Subrogation, Primary and Noncontributory.

Additional insured's name

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Additional insured's type

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Additional insured's email

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Please enter valid email address

Email should not be the same as the policy's holder email

Minimum length required

Please only use the additional insured email and do NOT use the policy’s holder email

(If an email is not provided no certificate will be sent to the event. You will be responsible for providing the certificate to the additional insured/event.)

Additional insured's street address

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Minimum length required

Additional insured's address line 2

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Minimum length required

Additional insured's city

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Minimum length required

Additional insured's state

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Additional insured's zip code

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Invalid ZIP code

Minimum length required

Make sure everything is accurate below.

Quote Summary

Policy Holder Edit

, ,

Email:

Mobile number:

Mailing Address is the Same as the Physical Address

Mailing Address:

, ,

Payment Information Edit

Payment Method:

Photography Business Insurance - Event

Monthly Payment Breakdown

Policy start date: - Policy end date: Edit

If changes are needed, please reach out to your agent.

Edit

Limits of Insurance

General Aggregate Limit (Other than Products – Completed Operations)	$ 2,000,000
Products - Completed Operations Aggregate Limit	Excluded
Personal and Advertising Injury Limit	$ 1,000,000
Each Occurrence Limit	$ 1,000,000
Damage to Premises Rented to You Limit (Any One Premises)	$ 300,000
Medical Expense Limit (Any One Person)	$ 5,000

Policy Holder Business Information

Edit

Business Type
name
DBA
Mobile number
Website
Business Activities
Business Activities Description
Product Description

Business Operations

Edit

By selecting yes, you confirm that your operations do not include the following:

I do not do any full-length feature motion picture production as part of my business

I do not now and have not in the past done any work that would be considered paparazzi

I do not know and have not in the past that would be considered pornography or adult content

Clarification note: Birthing or Boudoir Photography is not considered adult content when done for the personal use of the client and not for commercial distribution.

I do not anticipate doing any shoots outside of the US or Canada

Please note there is no coverage outside of the US or Canada

Underwriting Information

By selecting yes, you confirm that:

I have not had any complaints, claims, or lawsuits in the past 5 years involving matters of privacy breach, identity theft, libel, or other personal or advertising issues

I are not aware of any incident(s) that may result in a claim

I have not had any liability or property claims in the past 3 years

My insurance has not been canceled or non-renewed in the past

Terms and Conditions

By checking this box, you agree to the following:

Read Excluded Operations / Terms and Conditions / Privacy and Communication Policy Statement / Warranty Statement

Additional Insureds

Edit

Unlimited Additional Insureds

Additional Insureds

{[{ ai.name }]}

Employees

Edit

{[{ employee.firstName }]} {[{ employee.lastName }]}

+ {[{ optionalCoverage.employeePrice|currency }]}

Independent Contractors

Edit

{[{ contractor.firstName }]} {[{ contractor.lastName }]}

+ {[{ optionalCoverage.independentContractorPrice|currency }]}

Your policy will be issued and your documents available immediately after clicking the "Purchase Policy" button below. Your policy application may be subject to review by our underwriting team to verify that the business operation, product, and/or service meet the eligibility guidelines established for the program. In the event we need further clarification to determine eligibility, we will contact you via email at the email address used to establish your account. If an account is found to be ineligible during the underwriting period, the policy will be subject to immediate cancellation and a full refund will be issued. After the underwriting period, the premium is 100% earned and no refunds will be given.

Your agent will be contacting you soon. There is a pending document to be submitted.

Let's Get Your Business Covered!

Initial payment: {[{ firstPayment|currency }]}
{[{ monthlyPayment.firstPaymentType }]}

We'll automatically charge your card {[{ monthlyPaymentAmount|currency }]}/mo for the next {[{ checkoutData.configuration.monthlyPaymentCount }]} months.

Switch to annual

Pay

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Credit Card

[selected]

Credit card information

Payment profile

Use different credit card

Card number

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Please enter your credit card and bank information. Your credit card will be used for the down payment and your bank information will be used for the Capital Premium finance agreement monthly draft. If you have questions about alternative payment methods for the capital monthly draft please contact Capital Premium.

Expiration month

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Expiration year

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CVV

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Billing zip code

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Use this card later

This feature will create a customer payment profile for your billing information to allow easy checkout during future policy coverage extensions or updates. Credit card information is not stored within our system. All billing information is processed through authorize.net

EZ-Renew

With this beneficial feature your insurance coverage will be continuous without you worrying about having a lapse in your insurance policy.

You will receive a Conditional Renewal Notice prior to the renewal date of your policy. If you wish to cancel your policy, you must notify us in writing prior to the policy renewal date. You can cancel EZ-Renew at any time from your dashboard. Your policy will be renewed with the same coverage's, additional insureds and endorsements as your current policy. If you wish to change any coverages, you can login to your on-line account and make changes to your policy at any time.

Please note that we do NOT store credit/debit card numbers, nor do we share customer details with any third parties. Recurring billing is managed via Authorize.net.

Your form contains error(s). Please correct and try again.

An account with this email address already exists. Please login or change email address.

Based on your previous answers, it appears your business situation is unique and deserves a more personal touch. Please complete the application and one of our licensed sales agents will contact you within 48 hours to complete your quote.

Please click here to be directed to an application that is specifically for those whose business is in .

This state is not available for this program.

Monthly Annual

You have selected a monthly payment plan. This is how much you will pay per month.

You have selected an annual payment plan. This is how much you will pay annually.

Order total

Photography Business Insurance - Event

Policy Endorsements

Additional insureds

Unlimited

Cancel unlimited AIs

Coverage for Employees

Coverage for Independent Contractors

Loading... ^$

monthly

annually

monthly

^{DUE TODAY:} ^{(downpayment)}

Initial payment: {[{ firstPayment|currency }]}
{[{ monthlyPayment.firstPaymentType }]}

We'll automatically charge your card {[{ monthlyPaymentAmount|currency }]}/mo for the next 10 months.

Let's Get Started!

Limits of Insurance

Tell us about you.

Physical Address

Mailing address

Business information

Let's find out if you are eligible.

Business Operations

Underwriting Information

Terms and Conditions

Add additional insureds.

Photography/Videography Event - AI #{[{ $index + 1}]}(+$0.00)Remove

Make sure everything is accurate below.

Quote Summary

Policy Holder Edit

Payment Information Edit

Photography Business Insurance - Event

Limits of Insurance

Policy Holder Business Information

Business Operations

Underwriting Information

Terms and Conditions

Additional Insureds

Employees

Independent Contractors

Let's Get Your Business Covered!

Initial payment: {[{ firstPayment|currency }]} {[{ monthlyPayment.firstPaymentType }]}

Pay

Credit card information

EZ-Renew

Order total

Policy Endorsements

Additional insureds

Coverage for Employees

Coverage for Independent Contractors

Initial payment: {[{ firstPayment|currency }]} {[{ monthlyPayment.firstPaymentType }]}

Sign Here

Photography/Videography Event - AI #{[{ $index + 1}]}(+$0.00)

Initial payment: {[{ firstPayment|currency }]}
{[{ monthlyPayment.firstPaymentType }]}

Initial payment: {[{ firstPayment|currency }]}
{[{ monthlyPayment.firstPaymentType }]}