Insure Yourself During Shows, Festivals, and Markets
Insurance Canopy provides affordable, A+ rated Artist Insurance. With general and product liability insurance, our policy covers most exposures associated with artists selling their work at art events such as festivals, markets, and shows. We provide artfully put together coverage at competitive prices so you can create and sell your work with peace of mind.
You’ll find that many of the art events you attend ask that you show proof of insurance before you can even set up your displays. With Insurance Canopy, getting that certificate of insurance is easy and so is naming your art event host as an additional insured on your policy. Protect yourself and expand that coverage with Artist Insurance.
As an artist, you’ve worked long and hard to build your skills and connect with your audience through your creations. Carrying artists insurance can help you enhance those connections and show further professionalism as you network with others at the events you attend.
With artists insurance you have the ability to add needed endorsements such as Cyber Liability which protects you against data breaches, malware attacks, phishing scams, and much more. Learn more about how you can benefit from cyber here.
| Limits of Liability | |
|---|---|
| General Liability Aggregate Limit
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.
|
$2,000,000 |
| Products-Completed Operations Aggregate Limit
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims arising out of the insured's products or business operations conducted away from the insured's premises once those operations have been completed or abandoned.
|
$2,000,000 |
| General Liability Each Occurrence Limit
The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.
|
$1,000,000 |
| Personal and Advertising Injury Limit
The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or inprisonment -Malicious prosecution -Wrongful eviction or wrongful entry -Oral or written publications that slander or libels a person or organization -Oral or written publication or material that violates a person's right of privacy -The use of another's advertising idea in your advertisement |
$1,000,000 |
| Damage to Premises Rented to You Limit
Applies to damage by fire to premises rented to the insured; also applies to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
|
$300,000 |
| Business Personal Property Limit (Per Article)
Business Personal Property covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure.
|
$5,000 |
| Business Personal Property Aggregate Limit
Business Personal Property covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure.
|
$10,000 |
| Business Personal Property Deductible
Amount of money that the insured must pay before ACT Insurance will pay a claim.
|
$250 |
| Optional Professional Liability Per Occurrence Limit
Professional Liability Coverage protects your company against claims that a professional service you provided caused your client to suffer financial harm due to mistakes on your part (errors) or because you failed to perform some service (omissions).
|
$100,000 |
| Optional Professional Liability Aggregate Limit
Professional Liability Coverage protects your company against claims that a professional service you provided caused your client to suffer financial harm due to mistakes on your part (errors) or because you failed to perform some service (omissions).
|
$200,000 |
| Optional Professional Liability Deductible
Amount of money that the insured must pay before ACT Insurance will pay a claim.
|
$1,000 |
| Pricing | |
|---|---|
| $0 - $50,000 in Annual Sales | $265 |
| $50,000 - $100,000 in Annual Sales | $375 |
| Optional Professional Liability | $125 |
| Raise BPP limits to $10,000/$50,000 | $185 |
| Limits of Liability | |
|---|---|
| General Liability Aggregate Limit
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.
|
$2,000,000 |
| General Liability Each Occurrence Limit
The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.
|
$1,000,000 |
| Damage to Premises Rented
Applies to damage by fire to premises rented to the insured; also applies to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
|
$300,000 |
| Pricing | |
|---|---|
| 1 - 3 Days | $49 |
| 4 Days | $59 |
| 5 Days | $69 |
| 6 Days | $79 |
| 7 Days | $89 |
| Up to 90 Days | $99 |
*Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
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Artist Insurance from Insurance Canopy is great for those who attend multiple shows, festivals, and markets a year. No matter your niche, you can benefit from:
Start an Annual Policy Application or a Show Policy Application.
Insurance for artists is designed to protect you against liability exposures while you attend art events for the purposes of selling your artwork. These exposures can range from harm done by your booth operations to damage done by your products themselves. With artist liability insurance, you’ll be protected at almost any type of art event. Plus, Insurance Canopy allows you to customize your Artist Insurance policy by providing endorsement options such as cyber liability insurance.
As an artist who attends various art events, you leave yourself exposed to many risks such as slip-and-fall incidents, property damage, and damage caused by your products. You need the proper insurance in place to protect you against any lawsuits that could occur.
With Show Art Vendor Insurance, you get the necessary coverage to sell your products at your next art festival, show, market, or fair. Insurance Canopy’s show policy offers you short-term general liability insurance with your own certificate of insurance.
Show Art Vendor Policy benefits
Annual Art Vendor Insurance from Insurance Canopy provides you with coverage for your supplies, equipment, and products and completed operations. This policy allows you to sell your products at art events and online.
Annual Policy Benefits
Our policies provide each insured their own certificate of insurance with dedicated liability limits. Your limits will vary slightly depending on whether you have an Event Policy or an Annual Policy.
Get an Annual PolicyArtist Insurance from Insurance Canopy offers two policy options. A Show Artist Insurance policy starts at $49. An Annual Artist Insurance policy starts at $265.
Yes! If you’re looking to expand your business by attending festivals, markets, and other art events to sell your artwork then you need an Artist Insurance policy from Insurance Canopy. Artist Insurance adds credibility to your business efforts and is often required by event promoters. And, on top of that can be a financial safety net against any potential lawsuits.
You can’t afford gaps in your coverage that could put you out of business.
Need additional information before making a decision?
Give our team a call today at 888.600.0894
Annual Policy: Starting at $265 - Get coverage for a whole year with easy application! It includes both product and general liability to keep you creating in peace.