Protect yourself as you sell your art online, or in person at art events.
Canopy provides affordable, A+ rated Artisan Insurance to many kinds of different artists looking to expand their sales online or in person at various art events. With general and product liability insurance, our policy covers most exposures associated with jewelers, potters, sculptors, woodworkers, and more selling their work at these events. We provide artistically put together coverage for your business at affordable prices so you can continue to create and sell your work with peace of mind.
You’ll find that many of the art events you attend ask that you show proof of insurance before you can begin to set up and sell your crafts. With Insurance Canopy, downloading your certificate and adding additional insureds is simple and allows you to attend events across all 50 states. And if you’re looking to expand to online sales, craft insurance can help you there too.
We understand the time and effort that you’ve put in to connect with your audience and build your skills. By carrying an Artisan Insurance policy, you can continue to grow those connections as well as show professionalism and build credibility as you meet other crafters and build your customer base.
With Artisan Insurance you have the ability to add needed endorsements such as Cyber Liability which protects you against data breaches, malware attacks, phishing scams, and much more. Learn more about how you can benefit from cyber here.
| Limits of Liability | |
|---|---|
| General Liability Aggregate Limit
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.
|
$2,000,000 |
| Products-Completed Operations Aggregate Limit
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims arising out of the insured's products or business operations conducted away from the insured's premises once those operations have been completed or abandoned.
|
$2,000,000 |
| General Liability Each Occurrence Limit
The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.
|
$1,000,000 |
| Personal and Advertising Injury Limit
The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or inprisonment -Malicious prosecution -Wrongful eviction or wrongful entry -Oral or written publications that slander or libels a person or organization -Oral or written publication or material that violates a person's right of privacy -The use of another's advertising idea in your advertisement |
$1,000,000 |
| Damage to Premises Rented to You Limit
Applies to damage by fire to premises rented to the insured; also applies to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
|
$300,000 |
| Business Personal Property Limit (Per Article)
Business Personal Property covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure.
|
$5,000 |
| Business Personal Property Aggregate Limit
Business Personal Property covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure.
|
$10,000 |
| Business Personal Property Deductible
Amount of money that the insured must pay before ACT Insurance will pay a claim.
|
$250 |
| Optional Professional Liability Per Occurrence Limit
Professional Liability Coverage protects your company against claims that a professional service you provided caused your client to suffer financial harm due to mistakes on your part (errors) or because you failed to perform some service (omissions).
|
$100,000 |
| Optional Professional Liability Aggregate Limit
Professional Liability Coverage protects your company against claims that a professional service you provided caused your client to suffer financial harm due to mistakes on your part (errors) or because you failed to perform some service (omissions).
|
$200,000 |
| Optional Professional Liability Deductible
Amount of money that the insured must pay before ACT Insurance will pay a claim.
|
$1,000 |
| Pricing | |
|---|---|
| $0 - $50,000 in Annual Sales | $265 |
| $50,000 - $100,000 in Annual Sales | $375 |
| Optional Professional Liability | $125 |
| Raise BPP limits to $10,000/$50,000 | $185 |
| Limits of Liability | |
|---|---|
| General Liability Aggregate Limit
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.
|
$2,000,000 |
| General Liability Each Occurrence Limit
The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.
|
$1,000,000 |
| Damage to Premises Rented
Applies to damage by fire to premises rented to the insured; also applies to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
|
$300,000 |
| Pricing | |
|---|---|
| 1 - 3 Days | $49 |
| 4 Days | $59 |
| 5 Days | $69 |
| 6 Days | $79 |
| 7 Days | $89 |
| Up to 90 Days | $99 |
*Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
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Artisan Insurance from Insurance Canopy is great for those who attend multiple shows, festivals, and markets a year. We can cover many types of artists such as:
No matter your niche, you can benefit from:
Start an Annual Policy Application or a Show Policy Application.
Artisan Insurance is your safety net against liability exposures you take on when vending your artwork at art events. Whether you’re selling jewelry, pottery, sculptures, woodwork projects, paintings, etc, you face similar exposures that you need to insure against.
As a jeweler, potter, sculptor, woodworker, or other type of artist who attends various art events, you leave yourself exposed to many risks such as slip-and-fall incidents, property damage, and damage caused by your products. You need the proper insurance in place to protect you against any lawsuits that could occur.
With a show policy, you get the necessary coverage to sell your products at your next art festival, show, market, or fair. Insurance Canopy’s show policy offers you short-term general liability insurance with your own certificate of insurance.
Show Artisan Insurance Policy benefits
Annual Artisan Insurance from Insurance Canopy provides you with coverage for your supplies, equipment, and products and completed operations. This policy allows you to sell your products at art events and online.
Annual Policy Benefits
Our policies provide each insured their own certificate of insurance with dedicated liability limits. Your limits will vary slightly depending on whether you have an Event Policy or an Annual Policy.
Get an Annual PolicyArtisan Insurance from Insurance Canopy comes in two policy options. A Show Artisan Insurance policy starts at $49. An Annual Artisan Insurance policy starts at $265.
Yes! If you are someone who sells their artwork while attending art events you need Artisan Insurance specifically aimed at your trade. Not only will you be able to attend events that require you carry insurance but you’ll also have the necessary coverage to open online shops.
You can’t afford gaps in your coverage that could put you out of business.
Need additional information before making a decision?
Give our team a call today at 888.600.0894
Annual Policy: Starting at $265 - Get coverage for a whole year with easy application! It includes both product and general liability to keep you creating in peace.