Tutor Insurance

Liability insurance for tutors and private teachers

*Monthly billing is also available

Insurance Canopy and Tutor Insurance

Insurance Canopy helps tutors protect their businesses from the cost of liability claims with A+ rated, low cost insurance. With general and professional liability coverage, our tutor insurance plan covers the majority of risks a tutor may face. With Insurance Canopy you can run your business with peace of mind!

Our Partners
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Cover Your Needs

Tutors face a unique set of risks. As such, you need a unique combination of insurance policies to cover your business. Insurance Canopy provides you with a customized insurance plan, including general liability, professional liability, and more according to your needs.

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Keep Your Business Running

A single liability claim could cost your tutoring business thousands of dollars in out-of-pocket expenses, not to mention damage your reputation as a tutor. Tutor insurance is designed to mitigate and even eliminate the cost of claims so you can continue running your business.

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Protect Your Clients

If you teach lessons in a rented space, or run your business at several different locations—like a school or tutoring club—you may be required to have insurance and include the locations as additional insureds. Tutor insurance provides you with unlimited additional insureds for just $30 a year.

Coverage Details

General Liability  
Each Occurrence Limit 
The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.
Personal & Advertising Injury Limit 
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False arrest, detention or imprisonment
- Malicious prosecution
- Wrongful Eviction or Wrongful Entry
- Oral or written publications that slander or libels a person or organization
- Oral or written publication or material that violates a person's right of privacy
- The use of another's advertising idea in your advertisement
Medical Expense (any one person) $5,000
Damage to Rented Premises Limit  
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
Products & Completed Operations Aggregate 
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold, or distributed.
General Aggregate 
The most your policy will pay in a 12-month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.
Professional Liability  
Each Claim $250,000
Aggregate $250,000
Deductible $0
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The Ideal Coverage For Tutors
Insurance Canopy offers a comprehensive combination of general and professional liability, creating the ideal protection against the risks your tutoring business faces. If you need more coverage, additional policy options are also available according to your business needs.


General Liability - Protects against third-party bodily injury and property damage claims arising from accidents involving your business. Common claims include students getting injured during a lesson or accidentally breaking something at your place of business.


Professional Liability - Protects against third-party negligence claims arising from your business operation. Common examples of claims include errors and omissions made during the teaching process or failure to help students achieve certain goals.


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Need More Coverage?
- Cyber Liability ($99) - Protects from first- and third-party claims arising from a cyber security breach within your business. Common claims include repairing or replacing compromised equipment, recovering lost data, and compensation for lost customer data.


- Additional Insureds ($30) - Extends your coverage to rented spaces and other businesses where you might teach from the cost of accidents caused by your business. It is common practice for you to include these locations as an additional insured on your insurance policy.


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Questions About Tutor Insurance

Tutor insurance from Insurance Canopy provides coverage for tutors teaching many K-12 subjects, test preparation and college-level instruction, and professional or corporate trainers, and more.

Tutors are always involved with people, consequently, they run the risk of having legal action against them. Our coverage responds to those instances and can be your financial safety net for things you are legally liable to pay for.

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  • By carrying liability insurance, you can enjoy financial peace of mind and give your business a safety net in case of liability claims
  • Liability insurance pegs you as a serious professional
  • Liability insurance gives you a layer of defense against claims such as bodily injury or property damage
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Tutor insurance starts at $99/yr and provides tutors with professional and general liability coverage.

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Yes. Tutor insurance is an important component of your business and is designed to protect your business if you were to be sued as a result of your business operations. The legal costs alone from claims like these can be financially devastating. With tutor insurance, you'll have the coverage you need in case something goes wrong.

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Choosing the right insurance is critical.

You can’t afford gaps in your coverage that could put you out of business.

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Need additional information before making a decision?

Give our team a call today at 844.520.6993


Tutor & Instructor Insurance

Annual Policy: Starting at $99 - Your business involves working closely with people; let us help you have peace of mind with protection for your small business. We understand the most common claims your business will face and we want to help you be protected. Let us be your professional resource to help your business thrive.