1 1 Policy Options
2 2 Application Form
3 3 Additional Insureds
4 4 Payment, Review & Submit

Fitness Instructor

Sorry, we don't have availability to purchase it online, but we are working on it! In the meantime, please submit quote for underwriting and we’ll reach out with any remaining questions!
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This policy will go into force on the start date and stay in force for 12 months.

Payments for this policy will stay in effect until cancelled.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Due to the natural disaster in your area, some options are disabled from this group. You may purchase this option when the suspension has lifted.

Optional Coverages

This endorsement is needed if you plan to offer professional dietary or nutritional advice to your clients.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Due to the natural disaster in your area, some options are disabled from this group. You may purchase this option when the suspension has lifted.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Due to the natural disaster in your area, some options are disabled from this group. You may purchase this option when the suspension has lifted.

Designed to cover your business personal property like equipment, supplies or inventory. This does not cover structural property like a building. $100 deductible applies.

Nearly 1 in 4 businesses have experienced a cybersecurity event. If you collect and/or store customer and financial data, we strongly advise adding Cyber Liability Coverage for greater protection and peace of mind.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Due to the natural disaster in your area, some options are disabled from this group. You may purchase this option when the suspension has lifted.

Physical Address

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Name can be between 2 and 70 characters long and can contain letters, hyphens, commas, dots, apostrophes and spaces
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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Name can be between 2 and 70 characters long and can contain letters, hyphens, commas, dots, apostrophes and spaces
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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WE CANNOT ACCEPT A PO BOX AS A PHYSICAL ADDRESS. KINDLY ENTER A PHYSICAL ADDRESS FOR YOUR BUSINESS.
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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Please click here to be directed to an application that is specifically for those whose business is in .

This state is not available for this program.

Due to the current natural disaster in your area, we are unable to provide all Inland Marine options associated with this program at this time. All Inland Marine options will be available soon.

Note: If you are trying to add a policy from your customer dashboard and your current policy is expired, please change your State selection above, and then change it back to your correct state. This will allow you to continue to step two. We apologize for any inconvenience this has caused. (i.e., North Carolina > Texas > North Carolina)

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Invalid physical ZIP code
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
Your state and zip code are invalid. Please edit your address. Suggested state:

Mailing address

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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
This field is required
Please click here to be directed to an application that is specifically for those whose business is in .

This state is not available for this program.

Due to the current natural disaster in your area, we are unable to provide all Inland Marine options associated with this program at this time. All Inland Marine options will be available soon.

Note: If you are trying to add a policy from your customer dashboard and your current policy is expired, please change your State selection above, and then change it back to your correct state. This will allow you to continue to step two. We apologize for any inconvenience this has caused. (i.e., North Carolina > Texas > North Carolina)

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Invalid ZIP code
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.

Business information

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Business name - Only letters (A-Z), numbers (0-9), & (ampersand), - (hyphen) and ' (apostrophe) are allowed.
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
Please provide your full name under mailing address.
A business you own and operate, not a business that employs you.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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Invalid phone
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
Primary Business Activity
Secondary Business Activities
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General & professional liability limits

General & Professional Liability Aggregate $3,000,000
Products & Completed Operations Aggregate $3,000,000
Personal & Advertising Injury Included
Each Occurrence $2,000,000
Damage to Premises Rented to you $300,000

Additional limits

Inland Marine / Business Personal Property $2,000
Deductible $100

Claim History

Select an option
Application can no longer be completed online. Please contact us at 844-520-6993.
Select an option
Application can no longer be completed online. Please contact us at 844-520-6993.
Select an option
Application can no longer be completed online. Please contact us at 844-520-6993.
Select an option
Application can no longer be completed online. Please contact us at 844-520-6993.

Terms & Conditions

Exclusions
  • Assault and Battery
  • Abuse
  • Suntan beds or suntan booths
  • Aqua Therapy
  • Molestation
  • Harassment or Sexual Conduct
  • Medical Professional Services
  • The use of any electrical/mechanical device for massage therapy such as electric massage chairs or vibration machines
Ineligible Practices
  • Prescription, sales, distribution, or administration of any narcotic, controlled substance, or prescription medicine
  • Recommendation, sales, distribution, or administration of any vitamins, supplements, or nutraceuticals
  • Dietary or nutritional related work for hospitals, assisted living facilities, nursing homes, home health care providers, health clinics, schools, or professional sport teams
  • Sale of nutritional, medicinal, or herbal products
  • Cycling or mountain biking (other than stationary)
  • Law Enforcement, public safety, or Military training programs
  • Medical, therapy, or health care services 
  • Certified Athletic Trainers affiliated with organized sports or athletic team(s)
  • Water fitness trainers
  • Martial arts or physical contact training
  • Pole dancing, pole fitness, and exotic exercise
  • Aerial Yoga

Note: If you provide ANY of the above services, you are not eligible to purchase our policy.
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Read Terms & Conditions
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Read Company Email, Phone and Electronic Delivery Statement
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I agree to receive automated text messages, including transactional messages, from Insurance Canopy (we promise not to send unnecessary garbage). I understand that my consent is not a condition of purchase. Message and data rates may apply. Reply STOP to cancel, HELP for help.

When you add a person†, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

† Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

† A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.

Fitness Instructor - Additional Insured #{[{ $index + 1}]}(+$15.00)

Included with policy: Additional Insured, Waiver of Subrogation, Primary and Noncontributory.

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Please enter valid email address
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Please only use the additional insured email and do NOT use the policy’s holder email
The endorsements listed below have been added to the policy requirements by the Additional Insured/Sponsoring Organization.
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Payment information

Initial payment:

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Credit card information

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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
This field requires 13 to 16 digits. Use only numbers. No spaces or dashes.
Please enter your credit card and bank information. Your credit card will be used for the down payment and your bank information will be used for the Capital Premium finance agreement monthly draft. If you have questions about alternative payment methods for the capital monthly draft please contact Capital Premium.
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Use the up and down arrow keys to select your card's expiration month. Each option is labeled with the full month name.
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Use the up and down arrow keys to select your card's expiration year.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
This is a 3-digit number on the back of Visa, MasterCard, and Discover cards, or a 4-digit number on the front of American Express cards.
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Invalid ZIP code
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
Enter your 5-digit ZIP code. Only numeric input is accepted.

This feature will create a customer payment profile for your billing information to allow easy checkout during future policy coverage extensions or updates. Credit card information is not stored within our system. All billing information is processed through authorize.net

Your credit card expires before auto renew date ({[{ policyEndDate.format(dateViewFormat) }]}). In order to proceed, please use other credit card.

Your policy is set up to automatically renew on {[{ policyEndDate.format(dateViewFormat) }]}.

EZ-Renew

With this beneficial feature your insurance coverage will be continuous without you worrying about having a lapse in your insurance policy.

You will receive a Conditional Renewal Notice prior to the renewal date of your policy. If you wish to cancel your policy, you must notify us in writing prior to the policy renewal date. You can cancel EZ-Renew at any time from your dashboard. Your policy will be renewed with the same coverage's, additional insureds and endorsements as your current policy. If you wish to change any coverages, you can login to your on-line account and make changes to your policy at any time.

Please note that we do NOT store credit/debit card numbers, nor do we share customer details with any third parties. Recurring billing is managed via Authorize.net.



Order summary

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Discount applies to Additional Insureds only!
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Policy Holder Edit

, ,
Email:
Email:
Mobile number:

Mailing Address is the Same as the Physical Address
Mailing Address:
, ,

Payment Information Edit

Payment Method:

Enrolled in EZ-Renew You are not enrolled in EZ-Renew
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Your policy is set up to automatically renew on . With the EZ-Renew feature your insurance coverage will be continuous without you worrying about having a lapse in your insurance policy coverage.

Fitness Instructor - Occurrence

Payment Breakdown

Policy start date: - Policy end date: Edit

If changes are needed, please reach out to your agent.
Edit

General & professional liability limits

General & Professional Liability Aggregate $3,000,000
Products & Completed Operations Aggregate $3,000,000
Personal & Advertising Injury Included
Each Occurrence $2,000,000
Damage to Premises Rented to you $300,000

Additional limits

Inland Marine / Business Personal Property $2,000
Deductible $100

Policy Holder Business Information

Edit
Business Type
name
DBA
Mobile number
Website
Business Activities
Business Activities Description
Product Description

Claim History

Edit
Have you had any liability or business property claims resulting in losses in excess of $5,000 within the last five years?
Are you aware of any incident(s) that may result in a claim?
Have you ever been involved in any legal disputes relating to the operations of your company?
Have you ever been subject to local, state, or federal investigation relating to the type of business you are applying for?

Terms & Conditions

Edit
Exclusions
  • Assault and Battery
  • Abuse
  • Suntan beds or suntan booths
  • Aqua Therapy
  • Molestation
  • Harassment or Sexual Conduct
  • Medical Professional Services
  • The use of any electrical/mechanical device for massage therapy such as electric massage chairs or vibration machines
Ineligible Practices
  • Prescription, sales, distribution, or administration of any narcotic, controlled substance, or prescription medicine
  • Recommendation, sales, distribution, or administration of any vitamins, supplements, or nutraceuticals
  • Dietary or nutritional related work for hospitals, assisted living facilities, nursing homes, home health care providers, health clinics, schools, or professional sport teams
  • Sale of nutritional, medicinal, or herbal products
  • Cycling or mountain biking (other than stationary)
  • Law Enforcement, public safety, or Military training programs
  • Medical, therapy, or health care services 
  • Certified Athletic Trainers affiliated with organized sports or athletic team(s)
  • Water fitness trainers
  • Martial arts or physical contact training
  • Pole dancing, pole fitness, and exotic exercise
  • Aerial Yoga

Note: If you provide ANY of the above services, you are not eligible to purchase our policy.
Check this box confirming that you are not providing any of the above ineligible services and you understand the above modalities and services are excluded in this policy
By checking this box, you certify that you are at least 18 years of age
By checking this box I accept the Terms & Conditions
Read Terms & Conditions
I agree to the following email, phone and electronic delivery statement
Read Company Email, Phone and Electronic Delivery Statement
Please check this box confirming you understand this policy is designed to cover only ONE technician/professional. If you are a Corporation or LLC, this policy will only cover the owner/operator of the company.
SMS Compliance
I agree to receive automated text messages, including transactional messages, from Insurance Canopy (we promise not to send unnecessary garbage). I understand that my consent is not a condition of purchase. Message and data rates may apply. Reply STOP to cancel, HELP for help.

Additional Insureds

Edit
Unlimited Additional Insureds
Additional Insureds
{[{ ai.name }]}

Employees

Edit
{[{ employee.firstName }]} {[{ employee.lastName }]}

Independent Contractors

Edit
{[{ contractor.firstName }]} {[{ contractor.lastName }]}

Your policy will be issued and your documents available immediately after clicking the "Purchase Policy" button below. Your policy application may be subject to review by our underwriting team to verify that the business operation, product, and/or service meet the eligibility guidelines established for the program. In the event we need further clarification to determine eligibility, we will contact you via email at the email address used to establish your account. If an account is found to be ineligible during the underwriting period, the policy will be subject to immediate cancellation and a full refund will be issued. After the underwriting period, the premium is 100% earned and no refunds will be given.

Your agent will be contacting you soon. There is a pending document to be submitted.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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Based on your previous answers, it appears your business situation is unique and deserves a more personal touch. Please complete the application and one of our licensed sales agents will contact you within 48 hours to complete your quote.
Please click here to be directed to an application that is specifically for those whose business is in .

This state is not available for this program.

Fitness Instructor - Occurrence

Policy Endorsements

Additional insureds

Coverage for Employees

Coverage for Independent Contractors

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