1 1 Start
2 2 Details
3 3 Eligibility
4 4 Options
5 5 Quote

Pet Business Insurance

Sorry, we don't have availability to purchase it online, but we are working on it! In the meantime, please submit quote for underwriting and we’ll reach out with any remaining questions!


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This policy will go into force on the start date and stay in force for 12 months.

Payments for this policy will stay in effect until cancelled.





Limits of Insurance

General Aggregate Limit (Other Than Products-Completed Operations) $2,000,000  
Products-Completed Operations Aggregate Limit $2,000,000  
Personal and Advertising Injury Limit $1,000,000  
Each Occurrence Limit $1,000,000  
Damage to Premises Rented To You Limit $100,000 Any One Premises
Veterinarian Expense Reimbursement (Regardless of Fault) $1,000 Each Occurrence
  $5,000 Aggregate Limit
  $250 Deductible
Lost Key Liability Coverage $2,000 Each Occurrence
  $2,000 Aggregate Limit


Tell us about you.



Physical Address

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Name can be between 2 and 70 characters long and can contain letters, hyphens, commas, dots, apostrophes and spaces
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Name can be between 2 and 70 characters long and can contain letters, hyphens, commas, dots, apostrophes and spaces
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WE CANNOT ACCEPT A PO BOX AS A PHYSICAL ADDRESS. KINDLY ENTER A PHYSICAL ADDRESS FOR YOUR BUSINESS.
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Please click here to be directed to an application that is specifically for those whose business is in .

This state is not available for this program.

Due to the current natural disaster in your area, we are unable to provide all Inland Marine options associated with this program at this time. All Inland Marine options will be available soon.

Note: If you are trying to add a policy from your customer dashboard and your current policy is expired, please change your State selection above, and then change it back to your correct state. This will allow you to continue to step two. We apologize for any inconvenience this has caused. (i.e., North Carolina > Texas > North Carolina)

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Invalid physical ZIP code

Mailing address

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WE CANNOT ACCEPT A PO BOX AS A PHYSICAL ADDRESS. KINDLY ENTER A PHYSICAL ADDRESS FOR YOUR BUSINESS.
This field is required
This field is required
This field is required
Please click here to be directed to an application that is specifically for those whose business is in .

This state is not available for this program.

Due to the current natural disaster in your area, we are unable to provide all Inland Marine options associated with this program at this time. All Inland Marine options will be available soon.

Note: If you are trying to add a policy from your customer dashboard and your current policy is expired, please change your State selection above, and then change it back to your correct state. This will allow you to continue to step two. We apologize for any inconvenience this has caused. (i.e., North Carolina > Texas > North Carolina)

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Invalid ZIP code

Business information

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Business name - Only letters (A-Z), numbers (0-9), & (ampersand), and - (hyphen) are allowed.
Please provide your full name under mailing address.
A business you own and operate, not a business that employs you.
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Let's find out if you are eligible.



Pet Training

Select an option
  • Service Dogs
  • Guard Dogs
  • Protection Dogs
  • Attack Dogs
  • Fighting Dogs
  • Police Dogs
Application cannot be completed online. Please contact us at 844.520.6993

Pet Services, Daycare, Overnight Care, and Pet Taxi

Select an option
Application cannot be completed online. Please contact us at 844.520.6993
Select an option
Application cannot be completed online. Please contact us at 844.520.6993
Select an option
Application cannot be completed online. Please contact us at 844.520.6993
Select an option
Application cannot be completed online. Please contact us at 844.520.6993

Housesitting Without Pets

Select an option
Application cannot be completed online. Please contact us at 844.520.6993

Landscaping Operations

Select an option
Application cannot be completed online. Please contact us at 844.520.6993

Claim History

Select an option
Application cannot be completed online. Please contact us at 844.520.6993
Select an option
Application cannot be completed online. Please contact us at 844.520.6993
Select an option
Application cannot be completed online. Please contact us at 844.520.6993
Select an option
Application cannot be completed online. Please contact us at 844.520.6993
Select an option
Application cannot be completed online. Please contact us at 844.520.6993

WARRANTIES AND NOTICE TO THE APPLICANT

The following are ineligible services or operations for this program:

  • Animals owned by the insured
  • Breeding animals
  • Housesitting operations (without pets present) that generate more than 45% of your sales
  • Kennel operations (A kennel or boarding service is defined as having more than 5 pets staying over on a single night)
  • Landscaping operations
  • Livestock or farm animals
  • More than 10 pets at any one time in your pet services, daycare, or pet taxi operations
  • Providing training for any of the following dogs: service dogs, guard dogs, protection dogs, attack dogs, fighting dogs, police dogs
  • Professional veterinarian services
  • Petcare for animals that are not common household pets
    • Household pets include: domestic cat, dog, bird, rodent, or other legal household animals that are owned for companionship and not owned for commercial reasons
  • Practicing for or participating in any athletic contest, exhibition, activity, game, or sport
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Select coverages options below.



Your application will be submitted for underwriting.

Due to the natural disaster in your area, some options are disabled from this group. You may purchase this option when the suspension has lifted.

+ $50.00+ $4.17
+ $75.00+ $6.25
+ $52.00+ $4.33
+ $85.00+ $7.08
+ $81.00+ $6.75
+ $66.00+ $5.50
+ $107.00+ $8.92
Your application will be submitted for underwriting.

Due to the natural disaster in your area, some options are disabled from this group. You may purchase this option when the suspension has lifted.

+ $29.00+ $2.42
Your application will be submitted for underwriting.

Due to the natural disaster in your area, some options are disabled from this group. You may purchase this option when the suspension has lifted.

Provides $10,000 per occurrence and $25,000 aggregate coverage for property damage to clients' personal property in your care, custody or control while performing your work of business operations.
+ $59.00+ $4.92
Your application will be submitted for underwriting.

Due to the natural disaster in your area, some options are disabled from this group. You may purchase this option when the suspension has lifted.

Provides $10,000 per occurrence and $25,000 aggregate coverage for employee dishonesty claims. This coverage will pay for loss of or damage to money, securities and other property sustained by your client resulting directly from theft committed by an identified employee, acting alone or in collusion with other persons.
+ $19.00+ $1.58
+ $29.00+ $2.42
Your application will be submitted for underwriting.

Due to the natural disaster in your area, some options are disabled from this group. You may purchase this option when the suspension has lifted.

This provides your pet business with coverage in the event that you are legally liable for injuries or damages sustained by an animal in your care, custody, or control.
+ $48.00+ $4.00
Your application will be submitted for underwriting.

Due to the natural disaster in your area, some options are disabled from this group. You may purchase this option when the suspension has lifted.

Nearly 1 in 4 businesses have experienced a cybersecurity event. If you collect and/or store customer and financial data, we strongly advise adding Cyber Liability Coverage for greater protection and peace of mind.

+ $99.00+ $8.25
Your application will be submitted for underwriting.

Due to the natural disaster in your area, some options are disabled from this group. You may purchase this option when the suspension has lifted.

+ $59.00+ $4.92
Your application will be submitted for underwriting.

Due to the natural disaster in your area, some options are disabled from this group. You may purchase this option when the suspension has lifted.

Coverage for housesitting services when pets are not present in the home.
Your application will be submitted for underwriting.

Due to the natural disaster in your area, some options are disabled from this group. You may purchase this option when the suspension has lifted.

Your application will be submitted for underwriting.

Due to the natural disaster in your area, some options are disabled from this group. You may purchase this option when the suspension has lifted.

Your application will be submitted for underwriting.

Due to the natural disaster in your area, some options are disabled from this group. You may purchase this option when the suspension has lifted.

Basic pet training (i.e. sit, stay, and come) in conjunction with pet sitting is included in the base policy and premium.
Your application will be submitted for underwriting.

Due to the natural disaster in your area, some options are disabled from this group. You may purchase this option when the suspension has lifted.

Basic pet grooming (i.e. bathing and brushing) in conjunction with pet sitting is included in the base policy and premium.



Add additional insureds.



When you add a person†, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

† Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

† A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.

Additional Insured #{[{ $index + 1}]}(+$10.00)

Included with policy: Additional Insured, Waiver of Subrogation, Primary and Noncontributory.

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Email should not be the same as the policy's holder email
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Please only use the additional insured email and do NOT use the policy’s holder email
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Quote Summary

Policy Holder Edit

, ,
Email:
Email:
Mobile number:

Mailing Address is the Same as the Physical Address
Mailing Address:
, ,

Payment Information Edit

Payment Method:

Enrolled in EZ-Renew You are not enrolled in EZ-Renew
Your policy is set up to automatically renew on . With the EZ-Renew feature your insurance coverage will be continuous without you worrying about having a lapse in your insurance policy coverage.

Pet Business Insurance

Monthly Payment Breakdown

Policy start date: - Policy end date: Edit

If changes are needed, please reach out to your agent.

Limits of Insurance

General Aggregate Limit (Other Than Products-Completed Operations) $2,000,000  
Products-Completed Operations Aggregate Limit $2,000,000  
Personal and Advertising Injury Limit $1,000,000  
Each Occurrence Limit $1,000,000  
Damage to Premises Rented To You Limit $100,000 Any One Premises
Veterinarian Expense Reimbursement (Regardless of Fault) $1,000 Each Occurrence
  $5,000 Aggregate Limit
  $250 Deductible
Lost Key Liability Coverage $2,000 Each Occurrence
  $2,000 Aggregate Limit

Policy Holder Business Information

Edit
Business Type
name
DBA
Mobile number
Website
Business Activities
Business Activities Description
Product Description

Pet Training

Does your business provide training for any of the following dogs?
  • Service Dogs
  • Guard Dogs
  • Protection Dogs
  • Attack Dogs
  • Fighting Dogs
  • Police Dogs

Pet Services, Daycare, Overnight Care, and Pet Taxi

I verify that all pets are current on all vaccinations
I verify that all pets are separated in an emergency situation (kennels, crates, baby gates, etc.)
I verify that pets are checked for temperament to confirm they are acceptable with other pets prior to accepting them
I verify that I will have no more than 10 pets at any one time in my operations and no more than 5 pets staying over on a single night

Housesitting Without Pets

Does housesitting operations generate more than 45% of your total annual sales?

Landscaping Operations

Do you perform any landscaping operations?

Claim History

Have you had any liability claims resulting in losses in excess of $5,000 within the last five years?
Are you aware of any incident(s) that may result in a claim?
Have you ever been involved in any legal disputes relating to the operations of your company?
Have you ever been subject to local, state, or federal investigation relating to the type of business you are applying for?
Do you understand that this policy will start when this application is submitted and payment is received and any claims or incidents that occurred before that time will not be covered?

WARRANTIES AND NOTICE TO THE APPLICANT

The following are ineligible services or operations for this program:

  • Animals owned by the insured
  • Breeding animals
  • Housesitting operations (without pets present) that generate more than 45% of your sales
  • Kennel operations (A kennel or boarding service is defined as having more than 5 pets staying over on a single night)
  • Landscaping operations
  • Livestock or farm animals
  • More than 10 pets at any one time in your pet services, daycare, or pet taxi operations
  • Providing training for any of the following dogs: service dogs, guard dogs, protection dogs, attack dogs, fighting dogs, police dogs
  • Professional veterinarian services
  • Petcare for animals that are not common household pets
    • Household pets include: domestic cat, dog, bird, rodent, or other legal household animals that are owned for companionship and not owned for commercial reasons
  • Practicing for or participating in any athletic contest, exhibition, activity, game, or sport
Check this box confirming you understand the above services and operations are excluded in this policy
By checking this box, you certify that you are at least 18 years of age
I agree to Warranties, Terms & Conditions
I agree to the following email, phone and electronic delivery use statement

Additional Insureds

Unlimited Additional Insureds
Additional Insureds
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Employees

{[{ employee.firstName }]} {[{ employee.lastName }]} + {[{ optionalCoverage.employeePrice|currency }]}

Independent Contractors

{[{ contractor.firstName }]} {[{ contractor.lastName }]} + {[{ optionalCoverage.independentContractorPrice|currency }]}

Your policy will be issued and your documents available immediately after clicking the "Purchase Policy" button below. Your policy application may be subject to review by our underwriting team to verify that the business operation, product, and/or service meet the eligibility guidelines established for the program. In the event we need further clarification to determine eligibility, we will contact you via email at the email address used to establish your account. If an account is found to be ineligible during the underwriting period, the policy will be subject to immediate cancellation and a full refund will be issued. After the underwriting period, the premium is 100% earned and no refunds will be given.

Your agent will be contacting you soon. There is a pending document to be submitted.



Let's Get Your Business Covered!



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We'll automatically charge your card {[{ monthlyPaymentAmount|currency }]}/mo for the next {[{ checkoutData.configuration.monthlyPaymentCount }]} months.

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Credit card information

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Please enter your credit card and bank information. Your credit card will be used for the down payment and your bank information will be used for the Capital Premium finance agreement monthly draft. If you have questions about alternative payment methods for the capital monthly draft please contact Capital Premium.
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This feature will create a customer payment profile for your billing information to allow easy checkout during future policy coverage extensions or updates. Credit card information is not stored within our system. All billing information is processed through authorize.net

Your credit card expires before auto renew date ({[{ policyEndDate.format(dateViewFormat) }]}). In order to proceed, please use other credit card.

Your policy is set up to automatically renew on {[{ policyEndDate.format(dateViewFormat) }]}.

More Details

EZ-Renew

With this beneficial feature your insurance coverage will be continuous without you worrying about having a lapse in your insurance policy.

You will receive a Conditional Renewal Notice prior to the renewal date of your policy. If you wish to cancel your policy, you must notify us in writing prior to the policy renewal date. You can cancel EZ-Renew at any time from your dashboard. Your policy will be renewed with the same coverage's, additional insureds and endorsements as your current policy. If you wish to change any coverages, you can login to your on-line account and make changes to your policy at any time.

Please note that we do NOT store credit/debit card numbers, nor do we share customer details with any third parties. Recurring billing is managed via Authorize.net.

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Based on your previous answers, it appears your business situation is unique and deserves a more personal touch. Please complete the application and one of our licensed sales agents will contact you within 48 hours to complete your quote.
Please click here to be directed to an application that is specifically for those whose business is in .

This state is not available for this program.

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