1 1 Policy Options
2 2 Application Form
3 3 Additional Insureds
4 4 Payment, Review & Submit

Liquor Event

Sorry, we don't have availability to purchase it online, but we are working on it! In the meantime, please submit quote for underwriting and we’ll reach out with any remaining questions!
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This policy will go into force on the start date and stay in force for {[{ policyLength }]} days.

Payments for this policy will stay in effect until cancelled.

You must have an active General Liability policy in order to purchase this policy. If you do not, please start the Liquor + General Liability Application.

 

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Due to the natural disaster in your area, some options are disabled from this group. You may purchase this option when the suspension has lifted.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Due to the natural disaster in your area, some options are disabled from this group. You may purchase this option when the suspension has lifted.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Due to the natural disaster in your area, some options are disabled from this group. You may purchase this option when the suspension has lifted.

Physical Address

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Name can be between 2 and 70 characters long and can contain letters, hyphens, commas, dots, apostrophes and spaces
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Name can be between 2 and 70 characters long and can contain letters, hyphens, commas, dots, apostrophes and spaces
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WE CANNOT ACCEPT A PO BOX AS A PHYSICAL ADDRESS. KINDLY ENTER A PHYSICAL ADDRESS FOR YOUR BUSINESS.
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Please click here to be directed to an application that is specifically for those whose business is in .

This state is not available for this program.

Due to the current natural disaster in your area, we are unable to provide all Inland Marine options associated with this program at this time. All Inland Marine options will be available soon.

Note: If you are trying to add a policy from your customer dashboard and your current policy is expired, please change your State selection above, and then change it back to your correct state. This will allow you to continue to step two. We apologize for any inconvenience this has caused. (i.e., North Carolina > Texas > North Carolina)

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Invalid physical ZIP code

Mailing address

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WE CANNOT ACCEPT A PO BOX AS A PHYSICAL ADDRESS. KINDLY ENTER A PHYSICAL ADDRESS FOR YOUR BUSINESS.
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Please click here to be directed to an application that is specifically for those whose business is in .

This state is not available for this program.

Due to the current natural disaster in your area, we are unable to provide all Inland Marine options associated with this program at this time. All Inland Marine options will be available soon.

Note: If you are trying to add a policy from your customer dashboard and your current policy is expired, please change your State selection above, and then change it back to your correct state. This will allow you to continue to step two. We apologize for any inconvenience this has caused. (i.e., North Carolina > Texas > North Carolina)

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Invalid ZIP code

Business information

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Business name - Only letters (A-Z), numbers (0-9), & (ampersand), and - (hyphen) are allowed.
Please provide your full name under mailing address.
A business you own and operate, not a business that employs you.
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Invalid phone
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Additional Questions

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Select an option
Select an option
If your state requires a valid liquor license, you must have a valid liquor license to proceed with this application
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Select an option
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Select an option
Based on your answer, you no longer qualify for our Liquor Liability Program.
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Based on your answer, you are no longer able to proceed with this application
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You must have an active general liability policy in order to purchase this liquor liability policy. You can visit this link to buy a general liability + liquor liability policy.
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Based on your answer, you are no longer able to proceed with this application
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Based on your answer, you are no longer able to proceed with this application
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Based on your answer, you are no longer able to proceed with this application
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Based on your answer, you are no longer able to proceed with this application
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Based on your answer, you are no longer able to proceed with this application
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Based on your answer, you are no longer able to proceed with this application
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  • Happy Hour
  • Multiple Drink Incentives
  • All You Can Drink Specials
  • Drinking Games
  • Complimentary Drinks
  • BYOB
  • Bottle Service
  • Self-Service
Based on your answer, you are no longer able to proceed with this application
Select an option
These states do not fit the Underwriting criteria for this policy.
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Based on your answer, you are no longer able to proceed with this application
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Based on your answer, you are no longer able to proceed with this application
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Based on your answer, you are no longer able to proceed with this application
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Based on your answer, you are no longer able to proceed with this application

TERMS & CONDITIONS

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Prohibited and Excluded Operations
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Read Terms & Conditions
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Read Warranties
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Read company email, phone and electronic delivery statement
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Claims Made

When you add a person†, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

† Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

† A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.

Additional Insured - Liquor Event #{[{ $index + 1}]}(+$0.00)

Included with policy: Additional Insured, Waiver of Subrogation, Primary and Noncontributory.

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{[{ searchItem.state_code }]} | {[{ searchItem.start_date|date:"MMM dd, yyyy" }]} - {[{ searchItem.hasOwnProperty('end_date') ? (searchItem.end_date|date:"MMM dd, yyyy") : "no end date" }]}
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Please enter valid email address
Email should not be the same as the policy's holder email
Minimum length required
Please only use the additional insured email and do NOT use the policy’s holder email
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Minimum length required
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Invalid ZIP code
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Payment information

Initial payment: {[{ firstPayment|currency }]}
{[{ monthlyPayment.firstPaymentType }]}

We'll automatically charge your card {[{ monthlyPaymentAmount|currency }]}/mo for the next {[{ checkoutData.configuration.monthlyPaymentCount }]} months.

Switch to annual

Credit card information

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Invalid credit card number
Please enter your credit card and bank information. Your credit card will be used for the down payment and your bank information will be used for the Capital Premium finance agreement monthly draft. If you have questions about alternative payment methods for the capital monthly draft please contact Capital Premium.
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Invalid cvv
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Invalid ZIP code

This feature will create a customer payment profile for your billing information to allow easy checkout during future policy coverage extensions or updates. Credit card information is not stored within our system. All billing information is processed through authorize.net

EZ-Renew

With this beneficial feature your insurance coverage will be continuous without you worrying about having a lapse in your insurance policy.

You will receive a Conditional Renewal Notice prior to the renewal date of your policy. If you wish to cancel your policy, you must notify us in writing prior to the policy renewal date. You can cancel EZ-Renew at any time from your dashboard. Your policy will be renewed with the same coverage's, additional insureds and endorsements as your current policy. If you wish to change any coverages, you can login to your on-line account and make changes to your policy at any time.

Please note that we do NOT store credit/debit card numbers, nor do we share customer details with any third parties. Recurring billing is managed via Authorize.net.



Order summary

Policy Holder Edit

, ,
Email:
Email:
Mobile number:

Mailing Address is the Same as the Physical Address
Mailing Address:
, ,

Payment Information Edit

Payment Method:

Liquor Policy Event

Monthly Payment Breakdown

Policy start date: - Policy end date: Edit

If changes are needed, please reach out to your agent.
Edit

Policy Holder Business Information

Edit
Business Type
name
DBA
Mobile number
Website
Business Activities
Business Activities Description
Product Description

Additional Questions

Edit
Number of years in business?
Does your state require a valid liquor license?
Do you have a valid liquor license?
Name of License:
License Type:
Are you or your company controlled by, owned by, or commonly owned, affiliated, or associated with any other organization or business?
Please provide details:
Are you a bar or tavern?
Do you hire independent contractors to sell or serve alcohol?
Do you require that all independent contractors that serve and sell alcohol carry liquor liability coverage equal to or greater than your limits of insurance and name you as an additional insured?
Do you carry general liability insurance with equal or greater limits than your liquor liability limits?
Have all servers been through proper alcohol server training?
Is any person who sell or service alcohol allowed to consume alcohol during their hours of employment and/or service?
Are procedures in place regulating the sales of alcohol to minors or those under the influence?
Please describe:
Does the staff monitor all alcohol consumption and request valid ID from all patrons?
Do your operations go past 2am?
Have you or any principal with a controlling interest in the insured filed for bankruptcy (either liquidation or reorganization) within the last 12 months?
Do you ever offer the following?
  • Happy Hour
  • Multiple Drink Incentives
  • All You Can Drink Specials
  • Drinking Games
  • Complimentary Drinks
  • BYOB
  • Bottle Service
  • Self-Service
Will you ever do business in any of the following states: Alabama, Alaska, District of Columbia, Hawaii, Iowa, Kentucky, New Hampshire, Pennsylvania, Vermont, West Virginia?
Are you responsible for, or do you offer any kind of entertainment with your services?
Within the past five years, has your liquor liability coverage been cancelled or non-renewed for reasons other than the prior carrier no longer writing any liquor liability coverage?
Have you had more than one liquor liability and/or assault and battery claim in the past 5 years?
Have you had more than two fines, violations or citations for sales or service of alcohol in the past 5 years?

TERMS & CONDITIONS

Edit
By checking this box, you certify that you accept the prohibited and excluded operations of this policy.
Prohibited and Excluded Operations
By checking this box you accept the terms & conditions of the policy.
Read Terms & Conditions
By checking this box, you certify that you accept the warranties of this policy.
Read Warranties
I agree to the following email, phone and electronic delivery statement
Read company email, phone and electronic delivery statement
By checking this box, I acknowledge that this is a claims made policy.
Claims Made

Additional Insureds

Edit
Unlimited Additional Insureds
Additional Insureds
{[{ ai.name }]}

Employees

Edit
{[{ employee.firstName }]} {[{ employee.lastName }]} + {[{ optionalCoverage.employeePrice|currency }]}

Independent Contractors

Edit
{[{ contractor.firstName }]} {[{ contractor.lastName }]} + {[{ optionalCoverage.independentContractorPrice|currency }]}

Your policy will be issued and your documents available immediately after clicking the "Purchase Policy" button below. Your policy application may be subject to review by our underwriting team to verify that the business operation, product, and/or service meet the eligibility guidelines established for the program. In the event we need further clarification to determine eligibility, we will contact you via email at the email address used to establish your account. If an account is found to be ineligible during the underwriting period, the policy will be subject to immediate cancellation and a full refund will be issued. After the underwriting period, the premium is 100% earned and no refunds will be given.

Your agent will be contacting you soon. There is a pending document to be submitted.
{[{ couponResult.text }]}
Discount applies to Additional Insureds only!
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Based on your previous answers, it appears your business situation is unique and deserves a more personal touch. Please complete the application and one of our licensed sales agents will contact you within 48 hours to complete your quote.
Please click here to be directed to an application that is specifically for those whose business is in .

This state is not available for this program.

You have selected a monthly payment plan. This is how much you will pay per month.
You have selected an annual payment plan. This is how much you will pay annually.
Liquor Policy Event

Policy Endorsements

Additional insureds

Coverage for Employees

Coverage for Independent Contractors

Loading... $
monthly
annually
$
monthly
DUE TODAY: (downpayment)

Initial payment: {[{ firstPayment|currency }]}
{[{ monthlyPayment.firstPaymentType }]}

We'll automatically charge your card {[{ monthlyPaymentAmount|currency }]}/mo for the next 10 months.

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