1 1 Beauty Product Application
2 2 Quote Summary

Beauty Products Insurance Application

Sorry, we don't have availability to purchase it online, but we are working on it! In the meantime, please submit quote for underwriting and we’ll reach out with any remaining questions!

General liability limits

General Liability Aggregate $2,000,000
Products & Completed Operations Aggregate $2,000,000
Personal & Advertising Injury $1,000,000
Each Occurrence $1,000,000
Damage to Premises Rented to you $300,000
Medical Expense Limit $5,000

Tell Us About Yourself.

Physical Address

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Name can be between 2 and 70 characters long and can contain letters, hyphens, commas, dots, apostrophes and spaces
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Name can be between 2 and 70 characters long and can contain letters, hyphens, commas, dots, apostrophes and spaces
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WE CANNOT ACCEPT A PO BOX AS A PHYSICAL ADDRESS. KINDLY ENTER A PHYSICAL ADDRESS FOR YOUR BUSINESS.
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Please click here to be directed to an application that is specifically for those whose business is in .

This state is not available for this program.

Due to the current natural disaster in your area, we are unable to provide all Inland Marine options associated with this program at this time. All Inland Marine options will be available soon.

Note: If you are trying to add a policy from your customer dashboard and your current policy is expired, please change your State selection above, and then change it back to your correct state. This will allow you to continue to step two. We apologize for any inconvenience this has caused. (i.e., North Carolina > Texas > North Carolina)

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Mailing address

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WE CANNOT ACCEPT A PO BOX AS A PHYSICAL ADDRESS. KINDLY ENTER A PHYSICAL ADDRESS FOR YOUR BUSINESS.
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Please click here to be directed to an application that is specifically for those whose business is in .

This state is not available for this program.

Due to the current natural disaster in your area, we are unable to provide all Inland Marine options associated with this program at this time. All Inland Marine options will be available soon.

Note: If you are trying to add a policy from your customer dashboard and your current policy is expired, please change your State selection above, and then change it back to your correct state. This will allow you to continue to step two. We apologize for any inconvenience this has caused. (i.e., North Carolina > Texas > North Carolina)

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Business information

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Business name - Only letters (A-Z), numbers (0-9), & (ampersand), and - (hyphen) are allowed.
Please provide your full name under mailing address.
A business you own and operate, not a business that employs you.
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Locations information

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This policy will go into force on the start date and stay in force for 12 months.

Payments for this policy will stay in effect until cancelled.

Let's Talk About Your Business.

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Your application will be submitted for underwriting review.
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Your application will be submitted for underwriting review.
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Your application will be submitted for underwriting review.
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Your application will be submitted for underwriting review.
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Your application will be submitted for underwriting review.
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  • Acetone Products
  • Aerosol Products
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  • Acetone sales are below $1M
  • Acetone products' end use are for cosmetic or beauty product purposes only
  • Acetone products do not contain parabens or phthalates
  • Aerosol products are stored in a temperature controlled environment, have warning labels, and have adequate safety controls in place
Your application will be submitted for underwriting review.
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Your application will be submitted for underwriting review.
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Your application will be submitted for underwriting review.
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Your application will be submitted for underwriting review.
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Your application will be submitted for underwriting review.
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Application will be submitted for underwriting review.
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Your application will be submitted for underwriting review.
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Your application will be submitted for underwriting review.
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Click here to read statements.
Your application will be submitted for underwriting review.
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Click here to view exclusions:
Your application will be submitted for underwriting review.
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Your application will be submitted for underwriting review.
  1. Date of Claim
  2. Description
  3. Amount of Loss
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Your application will be submitted for underwriting review.
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Review The Terms & Conditions.

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Terms and Conditions
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Read Company Email, Phone and Electronic Delivery Statement
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Your application will be submitted for underwriting.
Your application cannot be completed online.

Add Additional Coverages Below.

Your application will be submitted for underwriting.
+ $91.00+ $7.58
+ $181.00+ $15.08
+ $272.00+ $22.67
+ $544.00+ $45.33
Your application will be submitted for underwriting.

Due to the natural disaster in your area, some options are disabled from this group. You may purchase this option when the suspension has lifted.

Your application will be submitted for underwriting.
+ $500.00+ $41.67
+ $1,000.00+ $83.33
+ $1,500.00+ $125.00
+ $2,000.00+ $166.67
+ $2,500.00+ $208.33
Your application will be submitted for underwriting.

Due to the natural disaster in your area, some options are disabled from this group. You may purchase this option when the suspension has lifted.

Nearly 1 in 4 businesses have experienced a cybersecurity event. If you collect and/or store customer and financial data, we strongly advise adding Cyber Liability Coverage for greater protection and peace of mind.

Your application will be submitted for underwriting.
+ $149.00+ $12.42
Your application will be submitted for underwriting.

Due to the natural disaster in your area, some options are disabled from this group. You may purchase this option when the suspension has lifted.

Your application will be submitted for underwriting.
+ $50.00+ $4.17
+ $100.00+ $8.33
+ $250.00+ $20.83
+ $500.00+ $41.67
Your application will be submitted for underwriting.

Due to the natural disaster in your area, some options are disabled from this group. You may purchase this option when the suspension has lifted.

Your application will be submitted for underwriting.
+ $250.00+ $20.83
Your application will be submitted for underwriting.

Due to the natural disaster in your area, some options are disabled from this group. You may purchase this option when the suspension has lifted.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Due to the natural disaster in your area, some options are disabled from this group. You may purchase this option when the suspension has lifted.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Due to the natural disaster in your area, some options are disabled from this group. You may purchase this option when the suspension has lifted.

This will provide coverage for your topical CBD products as long as it does not contain more than 0.3 percent THC.

Add Additional Insureds.


When you add a person*, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

* Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

* A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.

Beauty Product Additional Insured #{[{ $index + 1}]}(+$0.00)

Included with policy: Additional Insured, Waiver of Subrogation, Primary and Noncontributory.

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Please enter valid email address
Email should not be the same as the policy's holder email
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Please only use the additional insured email and do NOT use the policy’s holder email

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Make sure everything is accurate below.



Quote Summary

Policy Holder Edit

, ,
Email:
Email:
Mobile number:

Mailing Address is the Same as the Physical Address
Mailing Address:
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Payment Information Edit

Payment Method:

Enrolled in EZ-Renew You are not enrolled in EZ-Renew
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Your policy is set up to automatically renew on . With the EZ-Renew feature your insurance coverage will be continuous without you worrying about having a lapse in your insurance policy coverage.

Beauty Products Annual Insurance Policy

Monthly Payment Breakdown

Policy start date: - Policy end date: Edit

If changes are needed, please reach out to your agent.
Edit

General liability limits

General Liability Aggregate $2,000,000
Products & Completed Operations Aggregate $2,000,000
Personal & Advertising Injury $1,000,000
Each Occurrence $1,000,000
Damage to Premises Rented to you $300,000
Medical Expense Limit $5,000

Policy Holder Business Information

Edit
Business Type
name
DBA
Mobile number
Website
Business Activities
Business Activities Description
Product Description
What were your gross sales over the previous 12 months?
Is your business domiciled in the US?
Please provide more information:
Are 100% of your products topical?
Are all non-topical products related to the beauty and/or cosmetic industry?
Please Describe Products:
Do you make Hand Sanitizer?
What are your annual gross sales for hand sanitizer?
Are you in compliance with The United States Food & Drug Administration's current 2022 guidelines with regard to hand sanitizers?
Do any of your products contain CBD?
How many years have you been selling CBD products?
Do you source your CBD from legally grown Hemp plant as described in the H.R.2- Agricultural Improvement Act of 2018?
Do you claim in any of your marketing and promotional materials that your CBD products are intended for use in the diagnosis, cure, mitigation, treatment, or prevention of diseases?
What percentage of sales relate to CBD products?
Do any of your products have ingestible CBD exposure?
If so, what percentage of sales?
Are your estimated gross sales $1M or more?
At any time have you manufactured, sold, distributed, or imported any of the following products?
  • Acetone Products
  • Aerosol Products
Please confirm the following are true:
  • Acetone sales are below $1M
  • Acetone products' end use are for cosmetic or beauty product purposes only
  • Acetone products do not contain parabens or phthalates
  • Aerosol products are stored in a temperature controlled environment, have warning labels, and have adequate safety controls in place
Do you sell products containing Acetone?
Please confirm that any acetone products end use are for cosmetic or beauty purposes only, are stored in a temperature controlled environment, have warning labels, and have adequate safety controls in place
Do you sell any aerosol products?
Please confirm that aerosol products are stored in a temperature controlled environment, have warning labels, and have adequate safety controls in place
Aside from eyeshadows, foundations, and toners, concealer, blush, eyeliner, or mascara, at any time have you manufactured, sold, distributed, or imported any products containing talc?
Other than what's listed on this application, do you offer any other products or services?
Do you sell your products on Amazon?
Please describe:
Do you have a written products recall plan?
Attached file:
Have you ever recalled products because of a potential product safety hazard?
Do you do your own formulating and design your work for all products?
Please read and confirm the following are true:
Click here to read statements.
Please read and confirm that you understand the following are excluded from the policy and there will be no coverage for claims arising out of these products:
Click here to view exclusions:
Please Provide Details:
Have you had any liability or property claims in the last 5 years?
Please provide the following information:
  1. Date of Claim
  2. Description
  3. Amount of Loss
Are you aware of any fact, incident, circumstance, situation, defect or suspected defect which may result in a claim?
Please Describe:
PRODUCT LABELS AND INGREDIENT LISTS ARE REQUIRED TO PURCHASE THIS INSURANCE. DID YOU PROVIDE A WEBSITE URL IN YOUR CONTACT INFORMATION WHICH INCLUDES THIS INFORMATION?
Attached file:
Have any new products or services been added or are you anticipating adding any new products or services?
Please Describe:
Have you had any unreported claims or are you aware of any incident that could result in a potential claim?
Please Describe:

 

Review The Terms & Conditions.

I agree to the following Terms and Conditions.
Terms and Conditions
I agree to the following email, phone and electronic delivery statement.
Read Company Email, Phone and Electronic Delivery Statement

Additional Insureds

Edit
Unlimited Additional Insureds
Additional Insureds
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Employees

Edit
{[{ employee.firstName }]} {[{ employee.lastName }]} + {[{ optionalCoverage.employeePrice|currency }]}

Independent Contractors

Edit
{[{ contractor.firstName }]} {[{ contractor.lastName }]} + {[{ optionalCoverage.independentContractorPrice|currency }]}

Your policy will be issued and your documents available immediately after clicking the "Purchase Policy" button below. Your policy application may be subject to review by our underwriting team to verify that the business operation, product, and/or service meet the eligibility guidelines established for the program. In the event we need further clarification to determine eligibility, we will contact you via email at the email address used to establish your account. If an account is found to be ineligible during the underwriting period, the policy will be subject to immediate cancellation and a full refund will be issued. After the underwriting period, the premium is 100% earned and no refunds will be given.

Your agent will be contacting you soon. There is a pending document to be submitted.

Let's Get Your Business Covered!

Initial payment: {[{ firstPayment|currency }]}
{[{ monthlyPayment.firstPaymentType }]}

We'll automatically charge your card {[{ monthlyPaymentAmount|currency }]}/mo for the next {[{ checkoutData.configuration.monthlyPaymentCount }]} months.

Switch to annual
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Credit card information

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Please enter your credit card and bank information. Your credit card will be used for the down payment and your bank information will be used for the Capital Premium finance agreement monthly draft. If you have questions about alternative payment methods for the capital monthly draft please contact Capital Premium.
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This feature will create a customer payment profile for your billing information to allow easy checkout during future policy coverage extensions or updates. Credit card information is not stored within our system. All billing information is processed through authorize.net

Your credit card expires before auto renew date ({[{ policyEndDate.format(dateViewFormat) }]}). In order to proceed, please use other credit card.

Your policy is set up to automatically renew on {[{ policyEndDate.format(dateViewFormat) }]}.

More Details

EZ-Renew

With this beneficial feature your insurance coverage will be continuous without you worrying about having a lapse in your insurance policy.

You will receive a Conditional Renewal Notice prior to the renewal date of your policy. If you wish to cancel your policy, you must notify us in writing prior to the policy renewal date. You can cancel EZ-Renew at any time from your dashboard. Your policy will be renewed with the same coverage's, additional insureds and endorsements as your current policy. If you wish to change any coverages, you can login to your on-line account and make changes to your policy at any time.

Please note that we do NOT store credit/debit card numbers, nor do we share customer details with any third parties. Recurring billing is managed via Authorize.net.

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Based on your previous answers, it appears your business situation is unique and deserves a more personal touch. Please complete the application and one of our licensed sales agents will contact you within 48 hours to complete your quote.
Please click here to be directed to an application that is specifically for those whose business is in .

This state is not available for this program.

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You have selected an annual payment plan. This is how much you will pay annually.
Beauty Products Annual Insurance Policy

Policy Endorsements

Additional insureds

Coverage for Employees

Coverage for Independent Contractors

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monthly
annually
$
monthly
DUE TODAY: (downpayment)

Initial payment: {[{ firstPayment|currency }]}
{[{ monthlyPayment.firstPaymentType }]}

We'll automatically charge your card {[{ monthlyPaymentAmount|currency }]}/mo for the next 10 months.

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