Massage Therapist Liability Insurance
Boost Your Credibility as a Massage Therapist
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Insurance Canopy & Massage Therapist Insurance
Canopy provides low-cost A+ rated massage therapy insurance. Our policies provide both general and professional liability insurance to cover the most common claims. Insurance Canopy offers coverage at affordable prices so you can protect your business and practice with confidence.
Our Partners
Get Additional Coverage
We offer endorsements or policy options that can be added onto your base coverage. If you are a massage therapist that doubles as a fitness trainer, you can add a fitness trainer endorsement to your policy for coverage. Other endorsements will be easy to select during checkout.
Benefit from Cyber Liability
Insurance Canopy offers a Cyber Liability Insurance endorsement that can also be added onto your base coverage. Nearly 1 in 4 businesses has experienced a cybersecurity event. If your business collects or stores customer information–including names, addresses, and payment information–that information needs to be secured. Compromised or stolen customer information can put your business at risk of liability and this policy has coverage for those risks.
Purchase Easily
Insurance Canopy offers the ease of purchasing your policy online in 10 minutes or less. If you have any questions, you can chat with one of our certified insurance agents, or if you’d prefer you can give us a call. We make it easy for you to sign up through Facebook, Google or set up an account with your email address to purchase your policy.
Coverage Details
1 Additional Insured: $15, Unlimited Additional Insureds: $30
| General & Professional Liability Limits | |
|---|---|
| General & Professional Liability Aggregate
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
|
$3,000,000 |
| Products & Completed Operations Aggregate
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are manufactured, sold, or distributed.
|
$3,000,000 |
| Personal & Advertising Injury
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False Arrest, detention or imprisonment - Malicious prosecution - Wrongful Eviction or Wrongful Entry - Oral or written publications that slander or libels a person or organization - Oral or written publication or material that violates a person's right of privacy - The use of another's advertising idea in your advertisement |
Included |
| Each Occurrence
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
|
$2,000,000 |
| Damage to Premises Rented to You
The most we will pay for property damage to any one premises, while rented to you, or in the case of damage by fire, while rented to you or temporarily occupied by you with permission of the owner.
|
$300,000 |
| Additional limits | |
|---|---|
| Inland Marine / Business Personal Property
Inland marine insurance covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure.
|
$2,000 |
| Deductible | $100 |
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Students
Insurance Canopy offers student liability insurance policies for massage therapist students that are currently enrolled in massage school. The policy starts at $67 per year and can be cancelled at any time.
Policy Date & Cancellations
- Policy Date: Your policy coverage begins the date that you set as the effective date, which is set when you are purchasing your policy.
- Cancellations: You may cancel your Insurance Canopy policy at any time, but there is no money back guarantee on months that you have already paid for.
Proof of Insurance
We provide a proof of insurance badge for each of our policyholders. This is so the policyholders can display their proof of insurance how they’d like–on their business cards, in their office, on their website, etc. This helps your clients trust you more and adds credibility to your business.
Questions About Massage Therapist Liability Insurance
Massage therapy insurance covers claims related to the day-to-day operations of your massage therapist business. We know that as a working professional, you do your best to perform your services and keep your clients safe. However, unplanned incidents are bound to happen. Perhaps your massage table breaks while your client is on it, or a client reacts negatively to a cream you use during the massage. In either of these cases, you’d be glad that you’re insured. Protect your business and do what you love with peace of mind.
Get a quote todayThere are several beauty professionals that are covered with Insurance Canopy. Take a look at the list here:
- Deep Tissue Massage
- Swedish Massage
- Chair Massage
- Hot Stone Massage
- Animal Massage
- Sports Massage
- Thai Massage
Being insured is an essential part of being a massage therapist. It’s an important component of your business to protect your financial assets if you were to be sued as a result of your business operations. You could be held liable for common slip-and-fall accidents, client injuries or illnesses, or damages arising from your massage therapy services. The legal costs alone from any of the above could put you out of business. With Massage Therapy Insurance from Canopy, you’ll be protected from common claims and have coverage in the case something does go wrong.
Get a quote todayMassage therapy liability insurance, which includes both general and professional liability insurance, starts at $96 per year or $10 per month.
Get a quote todayChoosing the right insurance is critical.
You can’t afford gaps in your coverage that could put you out of business.
Need additional information before making a decision?
Give our team a call today at 844.520.6993
Massage Therapist Insurance
Annual Policy: Starting at $96 - Your business involves working closely with people; let us help you have peace of mind with protection for your small business. We understand the most common claims your business will face and we want to help you be protected. Let us be your professional resource to help your business thrive.
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