Maid Insurance
Starting at
$ 27 /month
Get a Quote
Get Insured in 10 Minutes or Less
Insurance Canopy & Maid Insurance
As a maid, you face risks every day, such as spills and stains from cleaning solutions, damage to a client’s possessions or property, and slip-and-fall accidents. Don’t let an accident sweep your financial resources away. Get comprehensive coverage in the United States at an affordable price. Maid liability insurance can protect you in case an accident happens. Our licensed insurance agents are available to answer any questions you may have. Contact us today to get insurance for your maid business.
Our Partners
Digital Certificate of Insurance
With our user-friendly portal, you can download proof of insurance and certificates immediately after purchase! Documents are available 24/7 to redownload.
Optional Tools & Equipment Coverage
Ensure all of your supplies and equipment receive the same coverage. Add Tools & Equipment Coverage to your policy today.
Easily Add Additional Insureds
Add third parties to your policy at the time of purchase, or anytime through your user login! Help give reassurance to property owners or landlords who need coverage under your policy.
Coverage Details
| Maximum Liability Insurance Limits | |
|---|---|
|
General Aggregate
The most your policy will pay in a 12-month policy period for bodily injury
and property damage claims that you become legally obligated to pay due to
your business services.
|
$2,000,000 |
|
Products & Completed Operations Aggregate
The maximum amount your policy will pay in a 12-month period for bodily injury
and property damage claims that result from the products you use to perform
your services. However, it does not cover products that are sold, or
distributed.
|
$2,000,000 |
|
Each Occurrence Limit
The maximum your policy will pay for a bodily injury or property damage claim
that you become legally obligated to pay due to your business services.
|
$1,000,000 |
|
Personal & Advertising Injury Limit
The amount that your policy will pay for claims arising out of one or more of
the following offenses:
- False arrest, detention or imprisonment - Malicious prosecution - Wrongful eviction or wrongful entry - Oral or written publications that slander or libels a person or organization - Oral or written publication or material that violates a person's right of privacy - The use of another's advertising idea in your advertisement |
$1,000,000 |
|
Damage to Rented Premises Limit
Applies to damage by fire to premises rented to the insured and to damage
regardless of cause to premises (including contents) occupied by the insured
for 7 days or less.
|
$100,000 |
|
Medical Expense Limit
A general liability coverage that reimburses others, without regard to the
insured's liability, for medical or funeral expenses incurred by such persons
as a result of bodily injury or death sustained by accident under the
conditions specified in the policy.
|
$5,000 |
Optional Coverage Options
| Tools & Equipment Coverage | ||
|---|---|---|
|
Limits/Occurrence/ Aggregate |
Premium | Deductible |
| $1,000/$3,000 | $40 | $250 |
| $2,000/$6,000 | $55 | |
| $5,000/$10,000 | $60 | |
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Tools & Equipment Protection
Your business is your investment. You can add an extra layer of protection to your company
by covering your cleaning equipment, supplies, and tools for a small fee. Your equipment
and cleaning supplies are valuable and run the risk of being damaged or stolen. On top of
cleaning insurance, Insurance Canopy customers have an option to protect their cleaning
essentials for an additional cost. This means that you have coverage for your tools and
equipment in case they are damaged or stolen.
Clean with Confidence
You work hard daily to build your maid business. The best way to protect your business is
to carry insurance, which may cover a third-party claim. Having a quality insurance policy
in place not only sets you apart from the competition, but you can also clean with peace
of mind knowing that if an accident happens, you have an insurance policy that can cover
the costs.
Digital Insurance Certificate
Many clients want to work with professionals who are insured. If you are bidding on
contracts with clients who require insurance, you have come to the right place. Your
application can be completed in 10 minutes or less, and Insurance Canopy customers provide
a digital version of insurance policy documents immediately after purchase. These
documents are available through your online account 24/7. Enjoy the convenience of our
user-friendly portal to download your certificate and proof of insurance.
Questions About Maid Insurance
Insurance is designed to cover claims related to the daily operations of your business. For example, if your client slips and falls due to your work, maid insurance could help cover the medical costs.
Insurance Canopy, an insurance company that provides coverage to companies in the United States, offers coverage for general liability, damage to premises rented, personal and advertising injury, medical expenses, and more.
Get a quote todayAs a business owner, you face a variety of risks running your business. It is essential to add maid insurance to your company’s business plan to protect you from these risks. One unfortunate incident can lead to an expensive lawsuit. This could result in you being responsible for thousands of dollars in bills and potentially closing your business for good. With the help of insurance, you can financially safeguard your business if you face a third-party claim.
Get a quote todayMaid insurance from Insurance Canopy starts at $26.67 per month, although the total monthly cost varies depending on your specific situation and the amount of coverage you require. Some of the factors that will influence the cost of your policy are the size of your business, annual employee payroll (including owner), desired coverage amounts and limits, and the state where the business is located. When you complete your application, you will receive instant access to your policy documents.
Get a quote todayWhen you purchase a maid insurance policy from Insurance Canopy, you are able to select the date that your policy is effective. If you’d like it effective the day of your purchase, that is also possible. You will set the effective date when you are filling out your application. Depending on which policy you select, you will pay either monthly or yearly. When your policy expires, you will need to renew it if you desire further coverage.
Get a quote todayInsurance Canopy’s Maid Insurance was designed with your professional needs in mind. While it is not mandatory in the U.S. for domestic helpers, it can be required by your clients. Our maid insurance coverages will help protect you from work-related accidents, personal injury, and damages to rented spaces including storage.
We believe in allowing you to select the right coverage limits for your professional maid service. Limits are selected based on occurrence, or per incident. The aggregate limit is also customizable meaning you can select the coverage that will be available in a policy term, which is usually 12 months. You can cover your business for up to $2 million per policy term!
Insurance Canopy also includes optional coverage for Tools and Equipment, sometimes called Inland Marine. The tools and supplies you bring to service appointments, are personal property, and should be covered. This option has a deductible, but will ensure that if they are lost, stolen, or damaged you will be able to afford to replace them.
This insurance policy can be paid monthly or annually, and can be done online in less than ten minutes.
Get a quote todayInsurance is designed to protect your assets and responds to third-party claims that may come your way. On top of business protection, coverage can also help you stand out from competitors and show potential clients that they are working with a true professional. Insurance Canopy also offers an insurance badge that can be used for your marketing purposes.
Get a quote todayYes, Insurance Canopy offers cleaning bonds! You can now easily purchase bonding after you complete your cleaning insurance policy purchase. When you log in to your customer dashboard, you can edit your policy options and choose an affordable bonding policy for your cleaning business.
Learn more about bondsWe offer 2 janitorial bond limits, both with affordable annual pricing! Choose the right limit to cover your business needs. Get a $10,000 bond from $181 / year or select a $5,000 Bond from $134 / year. These can be found in your customer dashboard after you purchase your general liability policy.
Learn more about bondsChoosing the right insurance is critical.
You can’t afford gaps in your coverage that could put you out of business.
This insurance policy can be paid monthly or annually, and can be done online in less than ten minutes.
Need additional information before making a decision?
Give our team a call today at 844.520.6993
Maid & Housekeeper Insurance
Monthly Policy: Starting at $26.67 a month - Protect your business and equipment with complete cleaning business insurance! Work with our experts that understand possible claims you will face! Let us be your resource and answer any questions you may have.
Learn More About Insurance for Cleaning Businesses
Insurance Canopy can get you insured today in less than 10 minutes!
Maid Insurance
Licensed in All 50 States
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