Comprehensive Liquor Liability Insurance
Liquor liability insurance protects your business from the cost of liquor-related lawsuits, accidents, and third-party property damages. With Insurance Canopy, you can assess the liability risks your business faces and create a customized coverage plan according to your needs. Check out our insurance plans for pricing, coverage details, and accessibility.
Liquor Liability Insurance with Insurance Canopy
No matter your business type, Insurance Canopy is here to help you keep the drinks flowing.
Don’t see your industry listed? Don’t worry, our experienced agents may still be able to tailor a policy for your needs.
Protect Your Business From Liquor Liability Claims
According to local dram shop laws, if your business sells, serves, or furnishes alcohol, you could be held liable to pay for accidents and damages caused by your patrons. A single liquor liability claim can cost hundreds of thousands of dollars in court expenses, legal fees, medical bills, and more. With liquor liability insurance, you can mitigate or even eliminate the out-of-pocket cost of claims.
Comprehensive Coverage Options
Insurance Canopy offers a variety of coverages so you can create a plan that works best for your business. With options for general liability, liquor liability, and more, as well as unlimited additional insureds, you will be able to rest easy knowing your business has the high-quality, comprehensive protection it needs should an accident ever occur.
Quick and Easy No-Quote Process
Protecting your business needs has never been easier with Insurance Canopy’s quote-free online process. Customize your insurance plan in minutes and get instant 24/7 access to your policy information. Need to make a change to your policy? Not a problem! You can include additional insureds and edit your coverage options anytime via our online user dashboard.
Questions About Liquor Liability Insurance
Liquor liability insurance is an insurance designed to protect businesses from the risks associated with serving and furnishing alcohol. According to dram show law, your business could be held liable for accidents caused by individuals you served alcohol to, especially minors and visibly intoxicated persons. In the event of an accident, your business could face claims up to tens of thousands of dollars.
Liquor liability insurance can mitigate the out-of-pocket costs you may be required to pay if faced with a liquor liability claim, allowing you to continue running your business with peace of mind.
According to your state’s dram shop law, you may be legally required to have liquor liability insurance. Even if your state does not require alcohol-serving businesses to have insurance, there are still a lot of benefits to getting covered. For example, if an accident were to occur involving your business, like a customer falls and injures themselves or causes property damage, you could be held liable to pay hefty expenses.
Insurance Canopy’s Liquor Liability Insurance is designed to help reduce the cost of insurance claims that would otherwise financially devastate your business.
The cost of liquor liability insurance varies by state. For policies including both general and liquor liability insurance, starting rates for your state may be as low as $399 a year or $33 a month depending on your billing preferences.
To receive an accurate quote based on your state, please follow the link below.
Yes. In many states, businesses whose services include serving or furnishing alcohol, are required by law to have liquor liability insurance. However, even if your state does not require you to purchase insurance, you still need to protect your business. Businesses that serve alcohol face a unique set of risks that can cost you thousands of dollars in fees, bills, and other expenses if your business were ever involved in an accident.
Liquor liability insurance is designed to protect your business from the risks associated with your industry, meaning it can reduce the out-of-pocket cost you may be required to pay should an accident occur.
Insurance Canopy’s Liquor Liability Insurance plan consists of both general and liquor liability coverage. For as low as $33 a month, you can protect your business with up to $2 million in coverage for general liability and up to $300K in liquor liability coverage. Extra coverage options are also available according to your business needs, including increased limits for general and liquor liability as well as assault & battery coverage and cyber liability insurance.
Insurance Canopy provides business owners with high-quality, comprehensive liquor liability insurance at an affordable price that doesn’t break the bank. With general and liquor liability coverage, Insurance Canopy covers the risks associated with running an alcohol-serving business.
Getting started with Insurance Canopy is also easy, taking less than ten minutes to complete your application. More than anything, with Insurance Canopy you can create a financial safety net to protect your business and gain peace of mind that comes from having the protection you need.
%embed-block|/cms/content/blocks/relatedposts|end%