Esthetician Insurance
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Insurance Canopy & Esthetician Insurance
Insurance Canopy provides affordable, 5-star rated Esthetician Insurance. We provide both general and professional liability insurance to cover the most common esthetician claims. Canopy offers coverage at affordable prices so you can protect your esthetics business and work with peace of mind knowing you have coverage.
Our Partners
Get Additional Coverage
Insurance Canopy offers endorsements, or policy options, that can be added onto your base coverage. If you are an esthetician that practices microcurrent, you can add a microcurrent endorsement to your policy. Other endorsements will be easy to add to your policy during checkout.
Benefit from Cyber Liability
We also offer a Cyber Liability Insurance endorsement that can be added on to your base coverage. Nearly 1 in 4 businesses has experienced a cybersecurity event. If your business collects or stores customer information–including names, addresses, and payment information–that information needs to be secured. Compromised or stolen customer information can put your business at risk of liability and this policy has coverage for those risks.
Purchase Easily
Insurance Canopy offers the ease of purchasing your policy online in 10 minutes or less. If you have any questions, you can chat with one of our licensed insurance agents, or if you’d prefer you can give us a call. We make it easy for you to sign up through Facebook or Google and also offer the option to set up an account with your email address to purchase your policy.
Coverage Details
1 Additional Insured: $15, Unlimited Additional Insureds: $30
| General & Professional Liability Limits | |
|---|---|
| General & Professional Liability Aggregate
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
|
$3,000,000 |
| Products & Completed Operations Aggregate
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are manufactured, sold, or distributed.
|
$3,000,000 |
| Personal & Advertising Injury
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False Arrest, detention or imprisonment - Malicious prosecution - Wrongful Eviction or Wrongful Entry - Oral or written publications that slander or libels a person or organization - Oral or written publication or material that violates a person's right of privacy - The use of another's advertising idea in your advertisement |
Included |
| Each Occurrence
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
|
$2,000,000 |
| Damage to Premises Rented to You
The most we will pay for property damage to any one premises, while rented to you, or in the case of damage by fire, while rented to you or temporarily occupied by you with permission of the owner.
|
$300,000 |
| Additional limits | |
|---|---|
| Inland Marine / Business Personal Property
Inland marine insurance covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure.
|
$2,000 |
| Deductible | $100 |
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Students
Insurance Canopy offers student liability insurance policies for students that are currently enrolled in esthetician school. The policy starts at $67 per year and can be cancelled at any time.
Policy Date & Cancellations
- Policy Date: Your policy is effective the date that you set as the effective date. The policy effective date is set when you are purchasing your policy.
- Cancellations: You may cancel your Insurance Canopy policy at any time, but there is no money back guarantee on months that you have already paid for.
Proof of Insurance
We provide a Site Seal as a proof of insurance for each of our policyholders. This is so the policyholders can display their proof of insurance how they’d like – on their business cards, in their office, on their website, etc. This helps your clients trust you more and adds credibility to your business.
Questions About Esthetician Insurance
Esthetician Insurance covers claims related to the day-to-day operations of your esthetics business. We know that as a trained professional, you do your best to keep your clients safe, however, unplanned incidents are bound to happen. Perhaps your client’s skin reacts negatively to a facial that you do, and is severely injured. Whatever the case, you’ll be glad that you’re insured. Protect your business and practice with confidence.
Get a quote todayThe following esthetician practices are covered with Insurance Canopy:
- Facials
- Hair Removal
- Microdermabrasion
Being insured is an essential part of being an esthetician. It’s an important component of your business to protect your financial assets if you were to be sued as a result of your business operations. You could be held liable for common slip-and-fall accidents, client injuries or illnesses, or damages arising from your esthetician services. The legal costs alone from any of the above could put you out of business. With Esthetician Insurance from Insurance Canopy, you’ll be protected from common claims and have coverage in the case that something goes wrong.
Get a quote todayEsthetician insurance, which includes both general and professional liability insurance, starts at $96 per year, or $10 per month.
Get a quote todayChoosing the right insurance is critical.
You can’t afford gaps in your coverage that could put you out of business.
Need additional information before making a decision?
Give our team a call today at 844.520.6993
Esthetician Insurance
Annual Policy: Starting at $96 - Your business involves working closely with people; let us help you have peace of mind with protection for your small business. We understand the most common claims your business will face and we want to help you be protected. Let us be your professional resource to help your esthetics business thrive.
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