Cosmetology Insurance
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Insurance Canopy & Cosmetology Insurance
Insurance Canopy provides affordable, 5-star-review cosmetology insurance. We provide both general and professional liability insurance to cover the most common cosmetology claims. Insurance Canopy offers coverage at affordable prices so you can protect your cosmetology business and do what you love with peace of mind.
Our Partners
Get Additional Coverage
Insurance Canopy offers endorsements, or policy options, that can be added onto your base coverage. If you are a cosmetologist that practices acupuncture, you can add an acupuncture endorsement to your policy. Other endorsements will be easy to add to your policy during checkout.
Benefit from Cyber Liability
Insurance Canopy offers a Cyber Liability Insurance endorsement that can also be added onto your base coverage. Nearly 1 in 4 businesses has experienced a cybersecurity event. If your business collects or stores customer information–including names, addresses, and payment information–that information needs to be secured. Compromised or stolen customer information can put your business at risk of liability and this policy has coverage for those risks.
Purchase Easily
Insurance Canopy offers the ease of purchasing your policy online in 10 minutes or less. If you have any questions, you can chat with one of our certified insurance agents, or if you’d prefer you can give us a call. We make it easy for you to sign up through Facebook or Google, and also offer the option to set up an account with your email address to purchase your policy.
Coverage Details
1 Additional Insured: $15, Unlimited Additional Insureds: $30
| General & Professional Liability Limits | |
|---|---|
| General & Professional Liability Aggregate
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
|
$3,000,000 |
| Products & Completed Operations Aggregate
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are manufactured, sold, or distributed.
|
$3,000,000 |
| Personal & Advertising Injury
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False Arrest, detention or imprisonment - Malicious prosecution - Wrongful Eviction or Wrongful Entry - Oral or written publications that slander or libels a person or organization - Oral or written publication or material that violates a person's right of privacy - The use of another's advertising idea in your advertisement |
Included |
| Each Occurrence
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
|
$2,000,000 |
| Damage to Premises Rented to You
The most we will pay for property damage to any one premises, while rented to you, or in the case of damage by fire, while rented to you or temporarily occupied by you with permission of the owner.
|
$300,000 |
| Additional limits | |
|---|---|
| Inland Marine / Business Personal Property
Inland marine insurance covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure.
|
$2,000 |
| Deductible | $100 |
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Set a reminder 
Students
Insurance Canopy offers student liability insurance policies for cosmetologist students that are currently enrolled in cosmetology school. The policy starts at $67 per year and can be cancelled at any time.
Flexible Payment Options & Cancellations
- Flexible Payment Options: When purchasing your policy, choose to pay annually or monthly. Find the best solution to fit your business practices.
- Cancellations: You may cancel your Insurance Canopy policy at any time, but there is no money back guarantee on months that you have already paid for.
Proof of Insurance
We provide a proof of insurance badge for each of our policyholders. This is so the policyholders can display their proof of insurance how they’d like–on their business cards, in their office, on their website, etc. This helps your clients trust you more and adds credibility to your business.
Questions About Cosmetology Insurance
Cosmetology Insurance covers claims related to the day-to-day operations of your cosmetology business. We know that as a trained professional, you do your best to keep your clients safe, however, unplanned incidents are bound to happen. Perhaps your client is allergic to an eyelash glue and didn’t know and is severely injured, or a client’s skin reacts negatively to a face paint you used on their face. In either of these cases, you’d be glad that you’re insured. Protect your business and practice with confidence.
Get a quote todayThere are several cosmetology professionals that are covered with Insurance Canopy. Take a look at the list here:
- Makeup Artists
- Airbrush Makeup Artists
- Teeth Whitening
- Eyelash Extensions
Being insured is an essential part of being a cosmetologist. It’s an important component of your business to protect your financial assets if you were to be sued as a result of your business operations. You could be held liable for common slip-and-fall accidents, client injuries or illnesses, or damages arising from your cosmetology services. The legal costs alone from any of the above could put you out of business. With Cosmetology Insurance from Canopy, you’ll be protected from common claims and have coverage in the case something goes wrong.
Get a quote todayCosmetology insurance, which include both general and professional liability insurance, starts at $96 per year, or $10 per month.
Get a quote todayChoosing the right insurance is critical.
You can’t afford gaps in your coverage that could put you out of business.
Need additional information before making a decision?
Give our team a call today at 844.520.6993
Cosmetology Insurance
Annual Policy: Starting at $96 - Your business involves working closely with people; let us help you have peace of mind with protection for your small business. We understand the most common claims your business will face and we want to help you be protected. Let us be your professional resource to help your cosmetology business thrive.
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