Caterers Insurance

Starting at
$ 299
Comprehensive coverage for catering professionals

Insurance Canopy and Caterers Insurance

Insurance Canopy provides caterers with a comprehensive insurance policy that covers all their business needs. With general and professional liability and business personal property coverage, Caterers Insurance is a great way to protect your business at the low price of $299 a year.


Our Partners
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Comprehensive Coverage

As a caterer, you need an insurance policy as comprehensive as your business operations. Insurance Canopy provides the coverage your catering business needs at an affordable, yearly rate. Why waste your money on individual event policies when you can get covered with one, comprehensive policy today?

Product Liability

Product liability insurance is a necessity for catering business, but many event policies omit product liability, forcing you to purchase multiple policies to get the coverage you need. At Insurance Canopy, we include product liability in our Caterers Insurance, providing you with the coverage you need at one low cost.

Protect Your Business

Because you prepare and serve food in a variety of locations, your catering business is at risk. By covering your business operations, you can protect your company from paying hefty liability fees out of pocket. Make sure your business and your equipment are sufficiently protected with Caterers Insurance today.


Coverage Details

Unlimited Additional Insureds: Free of Cost

General & Professional Liability Limits  
General & Professional Liability 
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$2,000,000
Products & Completed Operations Aggregate 
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$2,000,000
Personal & Advertising Injury 
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$1,000,000
General Each Occurrence Limit $1,000,000
Damage to Premises Rented to You 
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$300,000
Liability Deductible NO DEDUCTIBLE
Business Personal Property / Inland Marine Limit (Any One Article / Aggregate) $5,000/$10,000
Business Personal Property / Inland Marine Limit (Per Occurrence) - Deductible $250
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Got Questions?

Our licensed agents are available to answer any questions you may have (se habla español)

  Contact us
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What You Get
  • General Liability: covers expenses from third-party insurance claims that come from injuries or damages that occurred at your business location or as a result of your business equipment or operations.
  • Product Liability: covers expenses, such as legal fees, that arise as a result of someone getting sick or injured by the product you sold them.
  • Business Personal Property: covers expenses that arise as a result of your business personal property or equipment—like a computer—being damaged or stolen during your business operation.
  • No-Cost Additional Insureds: covers the event or venue so it is not held liable should an accident occur. It is often required for vendors to cover events as additional insureds.
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Need More Coverage?
  • Professional Liability ($125): protects against third-party claims as a result of errors or omissions that occurred during a lesson or demonstration. If you teach lessons to do demonstrations, we recommend having this coverage.
  • Cyber Liability ($99): covers expenses that arise from cyber crime, like stolen data or customer information. If you collect or store data electronically, we highly recommend this coverage.
  • Trailer Endorsement ($150): if you have a trailer that you use or bring to events, you can include it in your coverage for an additional fee.
  • Workers Compensation: If you have employees, you may want to consider workers compensation, which covers medical fees and loss of income as a result of injury during business operations.

Questions About Caterers Insurance

Caterers Insurance is an insurance policy that can protect your catering business against insurance claims that may arise as a result of your business operations—like injuries, equipment loss, or property damage. Without insurance, your business could be held liable and required to cover hefty expenses out of pocket. Our policy includes general and product liability as well as business personal property coverage to ensure that no matter your business operation, you can have the coverage you need.

Get a quote today

As a catering company, your business could face third-party insurance claims that, without insurance, could be financially crippling and even cost you your business. You could also experience equipment damages that can be expensive to repair or replace. Caterers Insurance can create a financial safety net that protects you from the financial strain that these occurrences could place on your business.

Get a quote today

The base rate for Caterers Insurance is $299 a year for up to $2 million in coverage for general and product liability and up to $10K in business personal property coverage.

For an additional price, you may choose to get more protection according to your business needs, such as professional liability insurance if you teach lessons or perform demonstrations, or cyber liability which can protect your business from the expenses that arise should your business fall victim to cyber crime.

Get a quote today

Many events and venues require vendors to add them as an additional insured, which extends your insurance coverage to them. This prevents the event from being held liable should an accident occur.

Insurance Canopy’s Caterers Insurance policy offers unlimited additional insureds free of cost.

Get a quote today

Choosing the right insurance is critical.

You can’t afford gaps in your coverage that could put you out of business.

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Need additional information before making a decision?

Give our team a call today at 844.520.6993

 

Caterers Insurance

Annual Policy: Starting at $299 - Get the protection your catering business needs today with Insurance Canopy’s Caterers Insurance policy. For just $299 a year, you can rest easy knowing that your business has a comprehensive financial safety net, including general liability, product liability and business personal property insurance.

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